Compare · 3 funds side by side · dividends reinvested

REAI, USRT and XLF

REAIArmada ETF Advisors×USRTiShares×XLFSPDR×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,474XLF · best of the three

02 / 04

REAI, USRT and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core U.S. REIT ETFSectors · Real estate0.08%2.69%+16.2%+16.0%+16.0%+3.7%−12.4%13.9%$4.3B1.4

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B2.1

Intelligent Real Estate ETFSectors · Real estate0.59%2.39%+9.5%+3.8%+9.6%[…]−10.2%15.0%$1M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: REAI 2023 · USRT 2007 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Intelligent Real Estate ETF · $1M[…]

REAI

USRT

iShares Core U.S. REIT ETF · $4.3B$12,000

$10,000 five years ago, dividends reinvested · they hold 27.3% in common

REAIMeasureUSRT

+9.5%Year to dateJan 1 → Nov 6+16.2%

+3.8%1 yearTotal return+16.0%

+9.6%3 years · per year$10,000 became $13,179 · $15,602+16.0%

[…]5 years · per year$10,000 became […] · $12,000+3.7%

0.59%Expense ratio$59 · $8 a year on $10k · lower is better0.08%

2.39%Trailing 12-mo yield$239 · $269 a year on $10k2.69%

−10.2%Worst dropSmaller is better−12.4%

15.0%VolatilityLower is calmer13.9%

REAIUSRT Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6USRT wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

REAI vs USRT: Top 5 Holdings

Today

REAI

36.8%in top 5

USRT

in top 531.4%

REAIStockUSRT

9.6%EQIX5.9%

not top 5WELL9.3%

9.1%DLRnot top 5

7.5%DCREIT.Snot top 5

not top 5PLD6.8%

5.3%AMTnot top 5

5.2%SGRO.Lnot top 5

not top 5SPG4.8%

not top 5PSA4.6%

Held in common27.3%

End-of-day Nov 6, 2026 · share of each fund

REAI vs USRT Returns, Every Period

Armada ETF AdvisorsREAI

+3.8%

past year

USRTiShares

+16.0%

past year

REAIUSRTFaded: behind in that period

0–3USRT wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

REAI vs USRT

YTD

Armada ETF AdvisorsREAI

+9.5%

USRTiShares

+16.2%

+9.5%Year to date+16.2%

−10.2%Worst drop · 1Y−12.4%

15.0%Volatility · 1Y13.9%

2.4%Yield2.7%

$1.1MAssets$4.3B

3–1USRT wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: REAI, USRT, XLF

Today

0.08%lowest, USRT

FundExpense ratioFee$10k

USRT0.08%$8

XLF0.08%$8

REAI0.59%$59

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: REAI, USRT, XLF

2.69%highest, USRT

FundTrailing yieldYield$10k

USRT2.69%$269

REAI2.39%$239

XLF1.44%$144

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$261most kept, USRT

USRT$269 − $8 = $261

REAI$239 − $59 = $180

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: REAI, USRT, XLF

Today

27.3%most shared, REAI and USRT

REAIUSRTXLF

REAI—27.3%0.0%

USRT27.3%—0.0%

XLF0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+16.0%USRT, at 13.9% volatility

USRTWorst drop−12.4%13.9% vol

REAIWorst drop−10.2%15.0% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

USRTREAI

+16.2%Year to date+9.5%

2.7%Yield2.4%

+16.0%Past year+3.8%

0.08%Fee0.59%

4–0USRT wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026