Compare · 3 funds side by side · dividends reinvested

REAI, VGT and XLF

REAIArmada ETF Advisors×VGTVanguard×XLFSPDR×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$20,466VGT · best of the three

02 / 04

REAI, VGT and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$53.8B1.9

Intelligent Real Estate ETFSectors · Real estate0.59%2.38%+10.0%+4.1%+10.0%[…]−10.2%15.0%$1M2.0

Vanguard Information Technology ETFSectors · Technology0.09%0.44%+14.0%+11.1%+28.8%+15.4%−17.5%26.5%$155B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: REAI 2023 · VGT 2004 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Intelligent Real Estate ETF · $1M[…]

REAI

VGT

Vanguard Information Technology ETF · $155B$20,466

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

REAIMeasureVGT

+10.0%Year to dateJan 1 → Nov 5+14.0%

+4.1%1 yearTotal return+11.1%

+10.0%3 years · per year$10,000 became $13,305 · $21,348+28.8%

[…]5 years · per year$10,000 became […] · $20,466+15.4%

0.59%Expense ratio$59 · $9 a year on $10k · lower is better0.09%

2.38%Trailing 12-mo yield$238 · $44 a year on $10k0.44%

−10.2%Worst dropSmaller is better−17.5%

15.0%VolatilityLower is calmer26.5%

REAIVGT Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VGT wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

REAI vs VGT: Top 5 Holdings

Today

REAI

37.5%in top 5

VGT

in top 553.2%

REAIStockVGT

not top 5NVDA17.6%

not top 5AAPL15.9%

not top 5MSFT11.2%

10.0%EQIXnot top 5

9.5%DLRnot top 5

7.4%DCREIT.Snot top 5

5.4%IRMnot top 5

5.2%AMTnot top 5

not top 5MU4.5%

not top 5AVGO4.1%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

REAI vs VGT Returns, Every Period

Armada ETF AdvisorsREAI

+4.1%

past year

VGTVanguard

+11.1%

past year

REAIVGTFaded: behind in that period

0–3VGT wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

REAI vs XLF

YTD

Armada ETF AdvisorsREAI

+10.0%

XLFSPDR

+6.3%

+10.0%Year to date+6.3%

−10.2%Worst drop · 1Y−14.8%

15.0%Volatility · 1Y15.3%

2.4%Yield1.4%

$1.0MAssets$53.8B

4–0REAI wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: REAI, VGT, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

VGT0.09%$9

REAI0.59%$59

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: REAI, VGT, XLF

2.38%highest, REAI

FundTrailing yieldYield$10k

REAI2.38%$238

XLF1.44%$144

VGT0.44%$44

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$179most kept, REAI

REAI$238 − $59 = $179

XLF$144 − $8 = $136

VGT$44 − $9 = $35

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: REAI, VGT, XLF

Today

0.0%most shared, REAI and VGT

REAIVGTXLF

REAI—0.0%0.0%

VGT0.0%—0.0%

XLF0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.4%XLF, at 15.3% volatility

REAIWorst drop−10.2%15.0% vol

XLFWorst drop−14.8%15.3% vol

VGTWorst drop−17.5%26.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

REAIVGT

+10.0%Year to date+14.0%

2.4%Yield0.4%

+4.1%Past year+11.1%

0.59%Fee0.09%

3–1VGT wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

XLK vs VGT

YTD

SPDRXLK

+13.2%

VGTVanguard

+14.0%

+13.2%Year to date+14.0%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026