Compare · 3 funds side by side · dividends reinvested

REAI, VNQ and XLF

REAIArmada ETF Advisors×VNQVanguard×XLFSPDR×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,690XLF · best of the three

02 / 04

REAI, VNQ and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Real Estate ETFSectors · Real estate0.13%3.50%+13.1%+13.7%+13.0%+1.5%−11.4%14.3%$35.9B1.5

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B2.1

Intelligent Real Estate ETFSectors · Real estate0.59%2.35%+11.8%+7.3%+9.4%[…]−10.2%15.1%$1M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: REAI 2023 · VNQ 2004 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Intelligent Real Estate ETF · $1M[…]

REAI

VNQ

Vanguard Real Estate ETF · $35.9B$10,786

$10,000 five years ago, dividends reinvested · they hold 33.2% in common

REAIMeasureVNQ

+11.8%Year to dateJan 1 → Nov 9+13.1%

+7.3%1 yearTotal return+13.7%

+9.4%3 years · per year$10,000 became $13,087 · $14,443+13.0%

[…]5 years · per year$10,000 became […] · $10,786+1.5%

0.59%Expense ratio$59 · $13 a year on $10k · lower is better0.13%

2.35%Trailing 12-mo yield$235 · $350 a year on $10k3.50%

−10.2%Worst dropSmaller is better−11.4%

15.1%VolatilityLower is calmer14.3%

REAIVNQ Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6VNQ wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

REAI vs VNQ: Top 5 Holdings

Today

REAI

36.9%in top 5

VNQ

in top 534.7%

REAIStockVNQ

not top 5WELL10.7%

9.9%EQIX6.6%

9.2%DLRnot top 5

not top 5PLD8.0%

7.5%DCREIT.Snot top 5

5.2%AMT5.1%

5.2%SGRO.Lnot top 5

not top 5SPG4.3%

Held in common33.2%

End-of-day Nov 9, 2026 · share of each fund

REAI vs VNQ Returns, Every Period

Armada ETF AdvisorsREAI

+7.3%

past year

VNQVanguard

+13.7%

past year

REAIVNQFaded: behind in that period

0–3VNQ wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

REAI vs VNQ

YTD

Armada ETF AdvisorsREAI

+11.8%

VNQVanguard

+13.1%

+11.8%Year to date+13.1%

−10.2%Worst drop · 1Y−11.4%

15.1%Volatility · 1Y14.3%

2.3%Yield3.5%

$1.0MAssets$35.9B

3–1VNQ wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: REAI, VNQ, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

VNQ0.13%$13

REAI0.59%$59

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: REAI, VNQ, XLF

3.50%highest, VNQ

FundTrailing yieldYield$10k

VNQ3.50%$350

REAI2.35%$235

XLF1.42%$142

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$337most kept, VNQ

VNQ$350 − $13 = $337

REAI$235 − $59 = $176

XLF$142 − $8 = $134

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: REAI, VNQ, XLF

Today

33.2%most shared, REAI and VNQ

REAIVNQXLF

REAI—33.2%0.0%

VNQ33.2%—0.0%

XLF0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.7%VNQ, at 14.3% volatility

VNQWorst drop−11.4%14.3% vol

REAIWorst drop−10.2%15.1% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VNQREAI

+13.1%Year to date+11.8%

3.5%Yield2.3%

+13.7%Past year+7.3%

0.13%Fee0.59%

4–0VNQ wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VNQ vs SCHH

YTD

VanguardVNQ

+13.1%

SCHHSchwab

+16.5%

+13.1%Year to date+16.5%

3.5%Yield2.8%

$35.9BAssets$11.2B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026