Compare · 2 funds side by side · dividends reinvested

REAI and XLF

REAIArmada ETF Advisors×XLFSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,157XLF · best of the two

02 / 04

REAI and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Intelligent Real Estate ETFSectors · Real estate0.59%2.31%+13.3%+5.8%+11.6%[…]−10.2%14.8%$1M1.4

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$54.2B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: REAI 2023 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Intelligent Real Estate ETF · $1M[…]

REAI

XLF

State Street Financial Select Sector SPDR ETF · $54.2B$16,157

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

REAIMeasureXLF

+13.3%Year to dateJan 1 → Nov 4+9.4%

+5.8%1 yearTotal return+15.3%

+11.6%3 years · per year$10,000 became $13,906 · $19,384+24.7%

[…]5 years · per year$10,000 became […] · $16,157+10.1%

0.59%Expense ratio$59 · $8 a year on $10k · lower is better0.08%

2.31%Trailing 12-mo yield$231 · $140 a year on $10k1.40%

−10.2%Worst dropSmaller is better−14.8%

14.8%VolatilityLower is calmer15.0%

REAIXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3REAI wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

REAI vs XLF: Top 5 Holdings

Today

REAI

37.2%in top 5

XLF

in top 543.4%

REAIStockXLF

not top 5BRK-B12.9%

not top 5JPM11.2%

9.9%EQIXnot top 5

9.5%DLRnot top 5

not top 5V8.9%

7.2%DCREIT.Snot top 5

not top 5MA6.5%

5.5%IRMnot top 5

5.1%SGRO.Lnot top 5

not top 5BAC4.0%

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

REAI vs XLF Returns, Every Period

Armada ETF AdvisorsREAI

+5.8%

past year

XLFSPDR

+15.3%

past year

REAIXLFFaded: behind in that period

1–2XLF wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

REAI vs XLF

YTD

Armada ETF AdvisorsREAI

+13.3%

XLFSPDR

+9.4%

+13.3%Year to date+9.4%

−10.2%Worst drop · 1Y−14.8%

14.8%Volatility · 1Y15.0%

2.3%Yield1.4%

$1.0MAssets$54.2B

4–0REAI wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: REAI, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

REAI0.59%$59

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: REAI, XLF

2.31%highest, REAI

FundTrailing yieldYield$10k

REAI2.31%$231

XLF1.40%$140

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$172most kept, REAI

REAI$231 − $59 = $172

XLF$140 − $8 = $132

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: REAI, XLF

Today

0.0%most shared, REAI and XLF

REAIXLF

REAI—0.0%

XLF0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+15.3%XLF, at 15.0% volatility

REAIWorst drop−10.2%14.8% vol

XLFWorst drop−14.8%15.0% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

REAIXLF

+13.3%Year to date+9.4%

2.3%Yield1.4%

+5.8%Past year+15.3%

0.59%Fee0.08%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026