Compare · 3 funds side by side · dividends reinvested

REAI, XLF and VNQ

REAIArmada ETF Advisors×XLFSPDR×VNQVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,474XLF · best of the three

02 / 04

REAI, XLF and VNQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Real Estate ETFSectors · Real estate0.13%3.56%+11.2%+11.3%+13.6%+1.3%−11.4%14.2%$35.9B1.5

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$54.5B2.1

Intelligent Real Estate ETFSectors · Real estate0.59%2.39%+9.5%+3.8%+9.6%[…]−10.2%15.0%$1M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: REAI 2023 · XLF 1998 · VNQ 2004

Head to Head

Swap sides Versus in desk

Head to Head

Intelligent Real Estate ETF · $1M[…]

REAI

XLF

State Street Financial Select Sector SPDR ETF · $54.5B$15,474

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

REAIMeasureXLF

+9.5%Year to dateJan 1 → Nov 6+5.7%

+3.8%1 yearTotal return+10.4%

+9.6%3 years · per year$10,000 became $13,179 · $18,391+22.5%

[…]5 years · per year$10,000 became […] · $15,474+9.1%

0.59%Expense ratio$59 · $8 a year on $10k · lower is better0.08%

2.39%Trailing 12-mo yield$239 · $144 a year on $10k1.44%

−10.2%Worst dropSmaller is better−14.8%

15.0%VolatilityLower is calmer15.3%

REAIXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3REAI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

REAI vs XLF: Top 5 Holdings

Today

REAI

36.8%in top 5

XLF

in top 543.7%

REAIStockXLF

not top 5BRK-B13.2%

not top 5JPM11.1%

9.6%EQIXnot top 5

9.1%DLRnot top 5

not top 5V8.9%

7.5%DCREIT.Snot top 5

not top 5MA6.5%

5.3%AMTnot top 5

5.2%SGRO.Lnot top 5

not top 5BAC4.0%

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

REAI vs XLF Returns, Every Period

Armada ETF AdvisorsREAI

+3.8%

past year

XLFSPDR

+10.4%

past year

REAIXLFFaded: behind in that period

1–2XLF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

REAI vs VNQ

YTD

Armada ETF AdvisorsREAI

+9.5%

VNQVanguard

+11.2%

+9.5%Year to date+11.2%

−10.2%Worst drop · 1Y−11.4%

15.0%Volatility · 1Y14.2%

2.4%Yield3.6%

$1.0MAssets$35.9B

3–1VNQ wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: REAI, XLF, VNQ

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

VNQ0.13%$13

REAI0.59%$59

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: REAI, XLF, VNQ

3.56%highest, VNQ

FundTrailing yieldYield$10k

VNQ3.56%$356

REAI2.39%$239

XLF1.44%$144

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$343most kept, VNQ

VNQ$356 − $13 = $343

REAI$239 − $59 = $180

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: REAI, XLF, VNQ

Today

33.2%most shared, REAI and VNQ

REAIXLFVNQ

REAI—0.0%33.2%

XLF0.0%—0.0%

VNQ33.2%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.3%VNQ, at 14.2% volatility

VNQWorst drop−11.4%14.2% vol

REAIWorst drop−10.2%15.0% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VNQREAI

+11.2%Year to date+9.5%

3.6%Yield2.4%

+11.3%Past year+3.8%

0.13%Fee0.59%

4–0VNQ wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VNQ vs SCHH

YTD

VanguardVNQ

+11.2%

SCHHSchwab

+14.7%

+11.2%Year to date+14.7%

3.6%Yield2.9%

$35.9BAssets$11.2B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026