Compare · 3 funds side by side · dividends reinvested

REAI, XLF and XLE

REAIArmada ETF Advisors×XLFSPDR×XLESPDR×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$26,379XLE · best of the three

02 / 04

REAI, XLF and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.40%+44.9%+48.2%+18.0%+21.4%−15.0%23.2%$44.1B1.6

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$53.8B2.0

Intelligent Real Estate ETFSectors · Real estate0.59%2.31%+13.3%+5.8%+11.6%[…]−10.2%14.8%$1M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: REAI 2023 · XLF 1998 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

Intelligent Real Estate ETF · $1M[…]

REAI

XLF

State Street Financial Select Sector SPDR ETF · $53.8B$16,157

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

REAIMeasureXLF

+13.3%Year to dateJan 1 → Nov 4+9.4%

+5.8%1 yearTotal return+15.3%

+11.6%3 years · per year$10,000 became $13,906 · $19,384+24.7%

[…]5 years · per year$10,000 became […] · $16,157+10.1%

0.59%Expense ratio$59 · $8 a year on $10k · lower is better0.08%

2.31%Trailing 12-mo yield$231 · $140 a year on $10k1.40%

−10.2%Worst dropSmaller is better−14.8%

14.8%VolatilityLower is calmer15.0%

REAIXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3REAI wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

REAI vs XLF: Top 5 Holdings

Today

REAI

37.2%in top 5

XLF

in top 543.4%

REAIStockXLF

not top 5BRK-B12.9%

not top 5JPM11.2%

9.9%EQIXnot top 5

9.5%DLRnot top 5

not top 5V8.9%

7.2%DCREIT.Snot top 5

not top 5MA6.5%

5.5%IRMnot top 5

5.1%SGRO.Lnot top 5

not top 5BAC4.0%

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

REAI vs XLF Returns, Every Period

Armada ETF AdvisorsREAI

+5.8%

past year

XLFSPDR

+15.3%

past year

REAIXLFFaded: behind in that period

1–2XLF wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

REAI vs XLE

YTD

Armada ETF AdvisorsREAI

+13.3%

XLESPDR

+44.9%

+13.3%Year to date+44.9%

−10.2%Worst drop · 1Y−15.0%

14.8%Volatility · 1Y23.2%

2.3%Yield2.4%

$1.0MAssets$44.1B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: REAI, XLF, XLE

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

XLE0.08%$8

REAI0.59%$59

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: REAI, XLF, XLE

2.40%highest, XLE

FundTrailing yieldYield$10k

XLE2.40%$240

REAI2.31%$231

XLF1.40%$140

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$232most kept, XLE

XLE$240 − $8 = $232

REAI$231 − $59 = $172

XLF$140 − $8 = $132

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: REAI, XLF, XLE

Today

0.0%most shared, REAI and XLF

REAIXLFXLE

REAI—0.0%0.0%

XLF0.0%—0.0%

XLE0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+48.2%XLE, at 23.2% volatility

REAIWorst drop−10.2%14.8% vol

XLFWorst drop−14.8%15.0% vol

XLEWorst drop−15.0%23.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

XLEREAI

+44.9%Year to date+13.3%

2.4%Yield2.3%

+48.2%Past year+5.8%

0.08%Fee0.59%

4–0XLE wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

XLE vs VDE

YTD

SPDRXLE

+44.9%

VDEVanguard

+42.7%

+44.9%Year to date+42.7%

2.4%Yield2.3%

$44.1BAssets$10.4B

2–0XLE wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026