Compare · 3 funds side by side · dividends reinvested

REM, SGOV and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,086SGOV · best of the three

02 / 04

REM, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.6

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B1.8

iShares Mortgage Real Estate ETFBonds & Cash · Mortgage0.48%11.32%−16.6%−13.1%+5.0%−6.0%−26.3%18.9%$449M2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: REM 2007 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

iShares Mortgage Real Estate ETF · $449M$7,356

REM

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,086

$10,000 five years ago, dividends reinvested

REMMeasureSGOV

−16.6%Year to dateJan 1 → Nov 5+3.1%

−13.1%1 yearTotal return+3.7%

+5.0%3 years · per year$10,000 became $11,589 · $11,417+4.5%

−6.0%5 years · per year$10,000 became $7,356 · $12,086+3.9%

0.48%Expense ratio$48 · $9 a year on $10k · lower is better0.09%

11.32%Trailing 12-mo yield$1,132 · $363 a year on $10k3.63%

−26.3%Worst dropSmaller is better0.0%

18.9%VolatilityLower is calmer0.2%

REMSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SGOV wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

REM vs SGOV: Top 5 Holdings

Today

REM

55.6%in top 5

SGOV

in top 5[…]

REMStockSGOV

22.9%NLYnot top 5

15.8%AGNCnot top 5

6.9%STWDnot top 5

5.2%RITMnot top 5

4.8%EFCnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

REM vs SGOV Returns, Every Period

iSharesREM

−6.0%

5 years, per year

SGOViShares

+3.9%

5 years, per year

REMSGOVFaded: behind in that period

1–3SGOV wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

REM vs VCIT

YTD

iSharesREM

−16.6%

VCITVanguard

−0.6%

−16.6%Year to date−0.6%

−26.3%Worst drop · 1Y−4.9%

18.9%Volatility · 1Y4.5%

11.3%Yield5.0%

$449MAssets$66.6B

3–1VCIT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: REM, SGOV, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SGOV0.09%$9

REM0.48%$48

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: REM, SGOV, VCIT

11.32%highest, REM

FundTrailing yieldYield$10k

REM11.32%$1,132

VCIT5.02%$502

SGOV3.63%$363

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,084most kept, REM

REM$1,132 − $48 = $1,084

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: REM, SGOV, VCIT

Today

[…]holdings […]

REMSGOVVCIT

REM—[…][…]

SGOV[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

REMWorst drop−26.3%18.9% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

REMSGOV

−16.6%Year to date+3.1%

11.3%Yield3.6%

−13.1%Past year+3.7%

0.48%Fee0.09%

3–1SGOV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026