Compare · 3 funds side by side · dividends reinvested

REM, VMBS and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

REM, VMBS and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.5

Vanguard Mortgage-Backed Securities ETFBonds & Cash · Mortgage0.03%4.31%+0.4%+1.6%+6.2%+0.5%−5.1%4.7%$15.5B1.8

iShares Mortgage Real Estate ETFBonds & Cash · Mortgage0.48%11.52%−18.0%−15.1%+3.6%−6.2%−26.3%19.0%$434M2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: REM 2007 · VMBS 2009 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

iShares Mortgage Real Estate ETF · $434M$7,245

REM

VMBS

Vanguard Mortgage-Backed Securities ETF · $15.5B$10,261

$10,000 five years ago, dividends reinvested

REMMeasureVMBS

−18.0%Year to dateJan 1 → Nov 6+0.4%

−15.1%1 yearTotal return+1.6%

+3.6%3 years · per year$10,000 became $11,111 · $11,968+6.2%

−6.2%5 years · per year$10,000 became $7,245 · $10,261+0.5%

0.48%Expense ratio$48 · $3 a year on $10k · lower is better0.03%

11.52%Trailing 12-mo yield$1,152 · $431 a year on $10k4.31%

−26.3%Worst dropSmaller is better−5.1%

19.0%VolatilityLower is calmer4.7%

REMVMBS Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7VMBS wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

REM vs VMBS: Top 5 Holdings

Today

REM

56.0%in top 5

VMBS

in top 5[…]

REMStockVMBS

23.1%NLYnot top 5

15.9%AGNCnot top 5

7.0%STWDnot top 5

5.2%RITMnot top 5

4.7%EFCnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

REM vs VMBS Returns, Every Period

iSharesREM

−6.2%

5 years, per year

VMBSVanguard

+0.5%

5 years, per year

REMVMBSFaded: behind in that period

0–4VMBS wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

REM vs VMBS

YTD

iSharesREM

−18.0%

VMBSVanguard

+0.4%

−18.0%Year to date+0.4%

−26.3%Worst drop · 1Y−5.1%

19.0%Volatility · 1Y4.7%

11.5%Yield4.3%

$434MAssets$15.5B

3–1VMBS wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: REM, VMBS, SGOV

Today

0.03%lowest, VMBS

FundExpense ratioFee$10k

VMBS0.03%$3

SGOV0.09%$9

REM0.48%$48

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: REM, VMBS, SGOV

11.52%highest, REM

FundTrailing yieldYield$10k

REM11.52%$1,152

VMBS4.31%$431

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,104most kept, REM

REM$1,152 − $48 = $1,104

VMBS$431 − $3 = $428

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: REM, VMBS, SGOV

Today

[…]holdings […]

REMVMBSSGOV

REM—[…][…]

VMBS[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VMBSWorst drop−5.1%4.7% vol

REMWorst drop−26.3%19.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

REMSGOV

−18.0%Year to date+3.2%

11.5%Yield3.6%

−15.1%Past year+3.8%

0.48%Fee0.09%

3–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026