Compare · 2 funds side by side · dividends reinvested

RETL and SPY

RETLDirexion×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,099SPY · best of the two

02 / 04

RETL and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B1.3

Direxion Daily Retail Bull 3X SharesLeveraged · 3x0.96%0.79%+2.3%+21.0%+23.4%−24.8%−38.0%62.8%$32M1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: RETL 2010 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Direxion Daily Retail Bull 3X Shares · $32M$2,402

RETL

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested · they hold 2.1% in common

RETLMeasureSPY

+2.3%Year to dateJan 1 → Nov 5+8.3%

+21.0%1 yearTotal return+9.7%

+23.4%3 years · per year$10,000 became $18,793 · $18,174+22.0%

−24.8%5 years · per year$10,000 became $2,402 · $17,099+11.3%

0.96%Expense ratio$96 · $9 a year on $10k · lower is better0.09%

0.79%Trailing 12-mo yield$79 · $103 a year on $10k1.03%

−38.0%Worst dropSmaller is better−8.9%

62.8%VolatilityLower is calmer13.6%

RETLSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SPY wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RETL vs SPY: Top 5 Holdings

Today

RETL

1.9%in top 5

SPY

in top 527.7%

RETLStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

0.4%KSSnot top 5

0.4%VSXYnot top 5

0.4%REALnot top 5

0.4%ETSYnot top 5

0.4%UPBDnot top 5

Held in common2.1%

End-of-day Nov 5, 2026 · share of each fund

RETL vs SPY Returns, Every Period

DirexionRETL

−24.8%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

RETLSPYFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Leveraged vs Core: RETL vs SPY

YTD

DirexionRETL

+2.3%

SPYSPDR

+8.3%

+2.3%Year to date+8.3%

−38.0%Worst drop · 1Y−8.9%

62.8%Volatility · 1Y13.6%

0.8%Yield1.0%

$31.8MAssets$805B

4–0SPY wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RETL, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

RETL0.96%$96

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: RETL, SPY

1.03%highest, SPY

FundTrailing yieldYield$10k

SPY1.03%$103

RETL0.79%$79

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$94most kept, SPY

SPY$103 − $9 = $94

RETL$79 − $96 = −$17

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: RETL, SPY

Today

2.1%most shared, RETL and SPY

RETLSPY

RETL—2.1%

SPY2.1%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+21.0%RETL, at 62.8% volatility

SPYWorst drop−8.9%13.6% vol

RETLWorst drop−38.0%62.8% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SPYRETL

+8.3%Year to date+2.3%

1.0%Yield0.8%

+9.7%Past year+21.0%

0.09%Fee0.96%

3–1SPY wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026