Compare · 3 funds side by side · dividends reinvested

RETL, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,164SPYM · best of the three

02 / 04

RETL, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.06%+8.4%+9.8%+22.1%+11.4%−8.9%13.6%$182B1.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B2.1

Direxion Daily Retail Bull 3X SharesLeveraged · 3x0.96%0.79%+2.3%+21.0%+23.4%−24.8%−38.0%62.8%$32M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: RETL 2010 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Direxion Daily Retail Bull 3X Shares · $32M$2,402

RETL

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$17,164

$10,000 five years ago, dividends reinvested · they hold 2.1% in common

RETLMeasureSPYM

+2.3%Year to dateJan 1 → Nov 5+8.4%

+21.0%1 yearTotal return+9.8%

+23.4%3 years · per year$10,000 became $18,793 · $18,222+22.1%

−24.8%5 years · per year$10,000 became $2,402 · $17,164+11.4%

0.96%Expense ratio$96 · $2 a year on $10k · lower is better0.02%

0.79%Trailing 12-mo yield$79 · $106 a year on $10k1.06%

−38.0%Worst dropSmaller is better−8.9%

62.8%VolatilityLower is calmer13.6%

RETLSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SPYM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RETL vs SPYM: Top 5 Holdings

Today

RETL

1.9%in top 5

SPYM

in top 527.7%

RETLStockSPYM

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

0.4%KSSnot top 5

0.4%VSXYnot top 5

0.4%REALnot top 5

0.4%ETSYnot top 5

0.4%UPBDnot top 5

Held in common2.1%

End-of-day Nov 5, 2026 · share of each fund

RETL vs SPYM Returns, Every Period

DirexionRETL

−24.8%

5 years, per year

SPYMSPDR

+11.4%

5 years, per year

RETLSPYMFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Leveraged vs Core: RETL vs SPYM

YTD

DirexionRETL

+2.3%

SPYMSPDR

+8.4%

+2.3%Year to date+8.4%

−38.0%Worst drop · 1Y−8.9%

62.8%Volatility · 1Y13.6%

0.8%Yield1.1%

$31.8MAssets$182B

4–0SPYM wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RETL, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

RETL0.96%$96

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: RETL, SPYM, SPY

1.06%highest, SPYM

FundTrailing yieldYield$10k

SPYM1.06%$106

SPY1.03%$103

RETL0.79%$79

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, SPYM

SPYM$106 − $2 = $104

SPY$103 − $9 = $94

RETL$79 − $96 = −$17

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: RETL, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

RETLSPYMSPY

RETL—2.1%2.1%

SPYM2.1%—99.9%

SPY2.1%99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+21.0%RETL, at 62.8% volatility

SPYMWorst drop−8.9%13.6% vol

SPYWorst drop−8.9%13.6% vol

RETLWorst drop−38.0%62.8% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SPYMSPY

+8.4%Year to date+8.3%

1.1%Yield1.0%

+9.8%Past year+9.7%

0.02%Fee0.09%

4–0SPYM wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026