Compare · 2 funds side by side · dividends reinvested

RFFC and SPY

RFFCALPS×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,060SPY · best of the two

02 / 04

RFFC and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.4

ALPS Active Equity Opportunity ETFUnsorted0.48%0.63%+15.2%+16.9%+23.7%+11.9%−9.2%12.4%$31M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: RFFC 2016 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

ALPS Active Equity Opportunity ETF · $31M$17,577

RFFC

SPY

State Street SPDR S&P 500 ETF · $805B$18,060

$10,000 five years ago, dividends reinvested · they hold 41.0% in common

RFFCMeasureSPY

+15.2%Year to dateJan 1 → Nov 4+13.3%

+16.9%1 yearTotal return+13.4%

+23.7%3 years · per year$10,000 became $18,950 · $19,132+24.1%

+11.9%5 years · per year$10,000 became $17,577 · $18,060+12.6%

0.48%Expense ratio$48 · $9 a year on $10k · lower is better0.09%

0.63%Trailing 12-mo yield$63 · $99 a year on $10k0.99%

−9.2%Worst dropSmaller is better−8.9%

12.4%VolatilityLower is calmer12.9%

RFFCSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RFFC vs SPY: Top 5 Holdings

Today

RFFC

25.4%in top 5

SPY

in top 527.3%

RFFCStockSPY

5.1%NVDA7.7%

5.5%AAPL7.4%

6.0%MSFT5.9%

4.9%TSMnot top 5

4.0%JNJnot top 5

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common41.0%

End-of-day Nov 4, 2026 · share of each fund

RFFC vs SPY Returns, Every Period

ALPSRFFC

+11.9%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

RFFCSPYFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: RFFC vs SPY

YTD

ALPSRFFC

+15.2%

SPYSPDR

+13.3%

+15.2%Year to date+13.3%

−9.2%Worst drop · 1Y−8.9%

12.4%Volatility · 1Y12.9%

0.6%Yield1.0%

$30.8MAssets$805B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RFFC, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

RFFC0.48%$48

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: RFFC, SPY

0.99%highest, SPY

FundTrailing yieldYield$10k

SPY0.99%$99

RFFC0.63%$63

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$90most kept, SPY

SPY$99 − $9 = $90

RFFC$63 − $48 = $15

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: RFFC, SPY

Today

41.0%most shared, RFFC and SPY

RFFCSPY

RFFC—41.0%

SPY41.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+16.9%RFFC, at 12.4% volatility

RFFCWorst drop−9.2%12.4% vol

SPYWorst drop−8.9%12.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SPYRFFC

+13.3%Year to date+15.2%

1.0%Yield0.6%

+13.4%Past year+16.9%

0.09%Fee0.48%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026