Compare · 3 funds side by side · dividends reinvested

RFFC, VTI and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,543VOO · best of the three

02 / 04

RFFC, VTI and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T1.8

ALPS Active Equity Opportunity ETFUnsorted0.48%0.63%+14.2%+17.3%+22.2%+11.4%−9.2%13.0%$30M1.9

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: RFFC 2016 · VTI 2001 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

ALPS Active Equity Opportunity ETF · $30M$17,154

RFFC

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

$10,000 five years ago, dividends reinvested · they hold 37.9% in common

RFFCMeasureVTI

+14.2%Year to dateJan 1 → Nov 9+11.6%

+17.3%1 yearTotal return+13.9%

+22.2%3 years · per year$10,000 became $18,256 · $18,090+21.8%

+11.4%5 years · per year$10,000 became $17,154 · $16,697+10.8%

0.48%Expense ratio$48 · $3 a year on $10k · lower is better0.03%

0.63%Trailing 12-mo yield$63 · $106 a year on $10k1.06%

−9.2%Worst dropSmaller is better−8.9%

13.0%VolatilityLower is calmer13.9%

RFFCVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3RFFC wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RFFC vs VTI: Top 5 Holdings

Today

RFFC

25.4%in top 5

VTI

in top 525.0%

RFFCStockVTI

4.7%NVDA7.1%

5.8%AAPL6.6%

6.3%MSFT5.2%

4.6%TSMnot top 5

4.2%JNJnot top 5

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common37.9%

End-of-day Nov 9, 2026 · share of each fund

RFFC vs VTI Returns, Every Period

ALPSRFFC

+11.4%

5 years, per year

VTIVanguard

+10.8%

5 years, per year

RFFCVTIFaded: behind in that period

4–0RFFC wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: RFFC vs VOO

YTD

ALPSRFFC

+14.2%

VOOVanguard

+11.3%

+14.2%Year to date+11.3%

−9.2%Worst drop · 1Y−8.9%

13.0%Volatility · 1Y13.7%

0.6%Yield1.1%

$29.8MAssets$1.00T

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RFFC, VTI, VOO

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VOO0.03%$3

RFFC0.48%$48

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: RFFC, VTI, VOO

1.07%highest, VOO

FundTrailing yieldYield$10k

VOO1.07%$107

VTI1.06%$106

RFFC0.63%$63

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

VTI$106 − $3 = $103

RFFC$63 − $48 = $15

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: RFFC, VTI, VOO

Today

89.0%most shared, VTI and VOO

RFFCVTIVOO

RFFC—37.9%40.5%

VTI37.9%—89.0%

VOO40.5%89.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+17.3%RFFC, at 13.0% volatility

RFFCWorst drop−9.2%13.0% vol

VOOWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VOORFFC

+11.3%Year to date+14.2%

1.1%Yield0.6%

+13.6%Past year+17.3%

0.03%Fee0.48%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026