Compare · 4 funds side by side · dividends reinvested

RFIX, IUSB, VCIT and AGG

RFIXSimplify×IUSBiShares×VCITVanguard×AGGiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,493VCIT · best of the four

02 / 04

RFIX, IUSB, VCIT and AGG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.34%+0.1%+0.8%+5.6%+0.3%−4.3%3.9%$50.4B1.9

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.1

iShares Core U.S. Aggregate Bond ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.7%+5.2%−0.1%−4.6%4.1%$139B2.5

Simplify Bond Bull ETFBonds & Cash · Other bonds0.50%4.72%+4.2%−4.0%[…][…]−18.9%27.6%$42M3.2

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: RFIX 2024 · IUSB 2014 · VCIT 2009 · AGG 2003

Head to Head

Swap sides Versus in desk

Head to Head

Simplify Bond Bull ETF · $42M[…]

RFIX

IUSB

iShares Core Universal USD Bond ETF · $50.4B$10,138

$10,000 five years ago, dividends reinvested

RFIXMeasureIUSB

+4.2%Year to dateJan 1 → Nov 6+0.1%

−4.0%1 yearTotal return+0.8%

[…]3 years · per year$10,000 became […] · $11,774+5.6%

[…]5 years · per year$10,000 became […] · $10,138+0.3%

0.50%Expense ratio$50 · $6 a year on $10k · lower is better0.06%

4.72%Trailing 12-mo yield$472 · $434 a year on $10k4.34%

−18.9%Worst dropSmaller is better−4.3%

27.6%VolatilityLower is calmer3.9%

RFIXIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4IUSB wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RFIX vs IUSB: Top 5 Holdings

Today

RFIX

14.6%in top 5

IUSB

in top 5[…]

RFIXStockIUSB

14.6%SBILnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

RFIX vs IUSB Returns, Every Period

SimplifyRFIX

−4.0%

past year

IUSBiShares

+0.8%

past year

RFIXIUSBFaded: behind in that period

1–1Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

RFIX vs VCIT

YTD

SimplifyRFIX

+4.2%

VCITVanguard

−0.8%

+4.2%Year to date−0.8%

−18.9%Worst drop · 1Y−4.9%

27.6%Volatility · 1Y4.5%

4.7%Yield5.0%

$41.6MAssets$66.6B

3–1VCIT wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RFIX, IUSB, VCIT, AGG

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

AGG0.03%$3

IUSB0.06%$6

RFIX0.50%$50

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: RFIX, IUSB, VCIT, AGG

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

RFIX4.72%$472

IUSB4.34%$434

AGG4.12%$412

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$434 − $6 = $428

RFIX$472 − $50 = $422

AGG$412 − $3 = $409

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: RFIX, IUSB, VCIT, AGG

Today

[…]holdings […]

RFIXIUSBVCITAGG

RFIX—[…][…][…]

IUSB[…]—[…][…]

VCIT[…][…]—[…]

AGG[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+0.8%IUSB, at 3.9% volatility

IUSBWorst drop−4.3%3.9% vol

AGGWorst drop−4.6%4.1% vol

VCITWorst drop−4.9%4.5% vol

RFIXWorst drop−18.9%27.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITRFIX

−0.8%Year to date+4.2%

5.0%Yield4.7%

+0.4%Past year−4.0%

0.03%Fee0.50%

3–1VCIT wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026