Compare · 4 funds side by side · dividends reinvested

RFIX, IUSB, VCIT and MUB

RFIXSimplify×IUSBiShares×VCITVanguard×MUBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,508VCIT · best of the four

02 / 04

RFIX, IUSB, VCIT and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.0

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.27%+0.5%+0.9%+4.5%+0.8%−6.3%3.7%$54.7B2.3

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.2%+0.6%+6.0%+0.3%−4.3%3.9%$50.3B2.4

Simplify Bond Bull ETFBonds & Cash · Other bonds0.50%4.78%+3.1%−7.5%[…][…]−18.9%27.7%$41M3.2

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: RFIX 2024 · IUSB 2014 · VCIT 2009 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

Simplify Bond Bull ETF · $41M[…]

RFIX

IUSB

iShares Core Universal USD Bond ETF · $50.3B$10,142

$10,000 five years ago, dividends reinvested

RFIXMeasureIUSB

+3.1%Year to dateJan 1 → Nov 5+0.2%

−7.5%1 yearTotal return+0.6%

[…]3 years · per year$10,000 became […] · $11,909+6.0%

[…]5 years · per year$10,000 became […] · $10,142+0.3%

0.50%Expense ratio$50 · $6 a year on $10k · lower is better0.06%

4.78%Trailing 12-mo yield$478 · $433 a year on $10k4.33%

−18.9%Worst dropSmaller is better−4.3%

27.7%VolatilityLower is calmer3.9%

RFIXIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4IUSB wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RFIX vs IUSB: Top 5 Holdings

Today

RFIX

14.6%in top 5

IUSB

in top 5[…]

RFIXStockIUSB

14.6%SBILnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

RFIX vs IUSB Returns, Every Period

SimplifyRFIX

−7.5%

past year

IUSBiShares

+0.6%

past year

RFIXIUSBFaded: behind in that period

1–1Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

RFIX vs VCIT

YTD

SimplifyRFIX

+3.1%

VCITVanguard

−0.6%

+3.1%Year to date−0.6%

−18.9%Worst drop · 1Y−4.9%

27.7%Volatility · 1Y4.5%

4.8%Yield5.0%

$41.1MAssets$66.6B

3–1VCIT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RFIX, IUSB, VCIT, MUB

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

IUSB0.06%$6

RFIX0.50%$50

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: RFIX, IUSB, VCIT, MUB

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

RFIX4.78%$478

IUSB4.33%$433

MUB3.27%$327

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

RFIX$478 − $50 = $428

IUSB$433 − $6 = $427

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: RFIX, IUSB, VCIT, MUB

Today

[…]holdings […]

RFIXIUSBVCITMUB

RFIX—[…][…][…]

IUSB[…]—[…][…]

VCIT[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+0.9%MUB, at 3.7% volatility

MUBWorst drop−6.3%3.7% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

RFIXWorst drop−18.9%27.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITRFIX

−0.6%Year to date+3.1%

5.0%Yield4.8%

+0.3%Past year−7.5%

0.03%Fee0.50%

3–1VCIT wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026