Compare · 2 funds side by side · dividends reinvested

RFLR and SCHD

RFLRInnovator×SCHDSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,375SCHD · best of the two

02 / 04

RFLR and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.0

Innovator U.S. Small Cap Managed Floor ETFDefined Outcome · Hedged equity0.89%0.66%+10.6%+13.4%[…][…]−7.1%12.1%$97M2.0

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: RFLR 2024 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Innovator U.S. Small Cap Managed Floor ETF · $97M[…]

RFLR

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,375

$10,000 five years ago, dividends reinvested · they hold 1.2% in common

RFLRMeasureSCHD

+10.6%Year to dateJan 1 → Nov 5+32.3%

+13.4%1 yearTotal return+38.7%

[…]3 years · per year$10,000 became […] · $17,414+20.3%

[…]5 years · per year$10,000 became […] · $16,375+10.4%

0.89%Expense ratio$89 · $6 a year on $10k · lower is better0.06%

0.66%Trailing 12-mo yield$66 · $298 a year on $10k2.98%

−7.1%Worst dropSmaller is better−6.9%

12.1%VolatilityLower is calmer11.7%

RFLRSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

0–6SCHD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RFLR vs SCHD: Top 5 Holdings

Today

RFLR

2.0%in top 5

SCHD

in top 521.7%

RFLRStockSCHD

not top 5TXN4.7%

not top 5PG4.4%

not top 5HD4.3%

not top 5KO4.2%

not top 5AMGN4.2%

0.5%CVLTnot top 5

0.4%TENBnot top 5

0.4%VRNSnot top 5

0.4%RHInot top 5

0.3%SMnot top 5

Held in common1.2%

End-of-day Nov 5, 2026 · share of each fund

RFLR vs SCHD Returns, Every Period

InnovatorRFLR

+13.4%

past year

SCHDSchwab

+38.7%

past year

RFLRSCHDFaded: behind in that period

0–2SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Defined Outcome vs Income: RFLR vs SCHD

YTD

InnovatorRFLR

+10.6%

SCHDSchwab

+32.3%

+10.6%Year to date+32.3%

−7.1%Worst drop · 1Y−6.9%

12.1%Volatility · 1Y11.7%

0.7%Yield3.0%

$96.7MAssets$123B

4–0SCHD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RFLR, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

RFLR0.89%$89

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: RFLR, SCHD

2.98%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.98%$298

RFLR0.66%$66

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

RFLR$66 − $89 = −$23

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: RFLR, SCHD

Today

1.2%most shared, RFLR and SCHD

RFLRSCHD

RFLR—1.2%

SCHD1.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+38.7%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

RFLRWorst drop−7.1%12.1% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDRFLR

+32.3%Year to date+10.6%

3.0%Yield0.7%

+38.7%Past year+13.4%

0.06%Fee0.89%

4–0SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026