Compare · 3 funds side by side · dividends reinvested

RIET, NETL and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,474XLF · best of the three

02 / 04

RIET, NETL and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B1.6

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.22%+6.1%+6.2%+9.6%−0.4%−16.7%14.9%$48M2.1

Hoya Capital High Dividend Yield ETFIncome · Dividend stocks0.50%12.47%−2.9%−0.7%+7.3%−2.7%−16.5%14.1%$100M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: RIET 2021 · NETL 2019 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Colterpoint Net Lease Real Estate ETF · $48M$9,825

NETL

RIET

Hoya Capital High Dividend Yield ETF · $100M$8,700

$10,000 five years ago, dividends reinvested · they hold 17.9% in common

NETLMeasureRIET

+6.1%Year to dateJan 1 → Nov 6−2.9%

+6.2%1 yearTotal return−0.7%

+9.6%3 years · per year$10,000 became $13,159 · $12,339+7.3%

−0.4%5 years · per year$10,000 became $9,825 · $8,700−2.7%

0.60%Expense ratio$60 · $50 a year on $10k · lower is better0.50%

5.22%Trailing 12-mo yield$522 · $1,247 a year on $10k12.47%

−16.7%Worst dropSmaller is better−16.5%

14.9%VolatilityLower is calmer14.1%

NETLRIET Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NETL vs RIET: Top 5 Holdings

Today

NETL

42.6%in top 5

RIET

in top 510.3%

NETLStockRIET

8.8%VICInot top 5

8.7%ADCnot top 5

8.7%Onot top 5

8.3%WPCnot top 5

8.2%NNNnot top 5

not top 5APLE2.2%

not top 5HIW2.2%

not top 5GNL2.2%

not top 5PK1.9%

not top 5COLD1.9%

Held in common17.9%

End-of-day Nov 6, 2026 · share of each fund

NETL vs RIET Returns, Every Period

NETLNETL

−0.4%

5 years, per year

RIETHoya Capital

−2.7%

5 years, per year

NETLRIETFaded: behind in that period

4–0NETL wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Income: NETL vs RIET

YTD

NETLNETL

+6.1%

RIETHoya Capital

−2.9%

+6.1%Year to date−2.9%

−16.7%Worst drop · 1Y−16.5%

14.9%Volatility · 1Y14.1%

5.2%Yield12.5%

$47.9MAssets$99.6M

3–1RIET wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RIET, NETL, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

RIET0.50%$50

NETL0.60%$60

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: RIET, NETL, XLF

12.47%highest, RIET

FundTrailing yieldYield$10k

RIET12.47%$1,247

NETL5.22%$522

XLF1.44%$144

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,197most kept, RIET

RIET$1,247 − $50 = $1,197

NETL$522 − $60 = $462

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: RIET, NETL, XLF

Today

17.9%most shared, RIET and NETL

RIETNETLXLF

RIET—17.9%0.0%

NETL17.9%—0.0%

XLF0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+10.4%XLF, at 15.3% volatility

RIETWorst drop−16.5%14.1% vol

NETLWorst drop−16.7%14.9% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

RIETNETL

−2.9%Year to date+6.1%

12.5%Yield5.2%

−0.7%Past year+6.2%

0.50%Fee0.60%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026