Compare · 2 funds side by side · dividends reinvested

RIET and SPY

RIETHoya Capital×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,493SPY · best of the two

02 / 04

RIET and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.1

Hoya Capital High Dividend Yield ETFIncome · Dividend stocks0.50%12.33%−1.9%+1.0%+6.2%−2.8%−16.5%14.2%$97M1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: RIET 2021 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Hoya Capital High Dividend Yield ETF · $97M$8,685

RIET

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested · they hold 0.1% in common

RIETMeasureSPY

−1.9%Year to dateJan 1 → Nov 9+11.2%

+1.0%1 yearTotal return+13.5%

+6.2%3 years · per year$10,000 became $11,988 · $18,118+21.9%

−2.8%5 years · per year$10,000 became $8,685 · $17,493+11.8%

0.50%Expense ratio$50 · $9 a year on $10k · lower is better0.09%

12.33%Trailing 12-mo yield$1,233 · $101 a year on $10k1.01%

−16.5%Worst dropSmaller is better−8.9%

14.2%VolatilityLower is calmer13.7%

RIETSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RIET vs SPY: Top 5 Holdings

Today

RIET

10.5%in top 5

SPY

in top 527.8%

RIETStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

2.3%APLEnot top 5

2.2%HIWnot top 5

2.1%GNLnot top 5

2.0%PKnot top 5

1.9%COLDnot top 5

Held in common0.1%

End-of-day Nov 9, 2026 · share of each fund

RIET vs SPY Returns, Every Period

Hoya CapitalRIET

−2.8%

5 years, per year

SPYSPDR

+11.8%

5 years, per year

RIETSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Income vs Core: RIET vs SPY

YTD

Hoya CapitalRIET

−1.9%

SPYSPDR

+11.2%

−1.9%Year to date+11.2%

−16.5%Worst drop · 1Y−8.9%

14.2%Volatility · 1Y13.7%

12.3%Yield1.0%

$96.7MAssets$778B

3–1SPY wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RIET, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

RIET0.50%$50

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: RIET, SPY

12.33%highest, RIET

FundTrailing yieldYield$10k

RIET12.33%$1,233

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,183most kept, RIET

RIET$1,233 − $50 = $1,183

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: RIET, SPY

Today

0.1%most shared, RIET and SPY

RIETSPY

RIET—0.1%

SPY0.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.5%SPY, at 13.7% volatility

SPYWorst drop−8.9%13.7% vol

RIETWorst drop−16.5%14.2% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

RIETSPY

−1.9%Year to date+11.2%

12.3%Yield1.0%

+1.0%Past year+13.5%

0.50%Fee0.09%

3–1SPY wins

End-of-day Nov 9, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026