Compare · 3 funds side by side · dividends reinvested

RIET, XLF and VIG

RIETHoya Capital×XLFSPDR×VIGVanguard×

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,596VIG · best of the three

Story of the three · IncomeMost incomeRIET · 12.76% · $1,276 a year on $10k

Story of the three · RiskSmallest drop

RIET, XLF and VIG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Dividend Appreciation ETFIncome · Dividend stocks0.04%1.45%+16.0%+16.9%+18.9%+10.7%−7.9%11.0%$109B1.3

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.6%+11.1%+22.0%+9.7%−14.8%15.3%$54.2B2.1

Hoya Capital High Dividend Yield ETFIncome · Dividend stocks0.50%12.76%−5.2%−5.1%+4.9%−3.3%−16.5%14.1%$96M2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 12, 2026 · returns include dividends · since: RIET 2021 · XLF 1998 · VIG 2006

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Hoya Capital High Dividend Yield ETF · $96M$8,437

RIET

XLF

State Street Financial Select Sector SPDR ETF · $54.2B$15,861

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

RIET

More Ways to See the Pairs

RIET vs XLF: Top 5 Holdings

Today

RIET

10.8%in top 5

XLF

in top 543.6%

RIETStockXLF

not top 5BRK-B13.3%

not top 5JPM11.1%

not top 5V8.8%

not top 5MA6.5%

not top 5BAC4.0%

Cost, Income and Risk

Fees: RIET, XLF, VIG

Today

0.04%lowest, VIG

FundExpense ratioFee$10k

VIG0.04%$4

XLF0.08%$8

RIET0.50%$50

End-of-day Nov 12, 2026 · fee on $10,000 a year

Yields: RIET, XLF, VIG

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+34.2%

VIGVanguard

+16.0%

+34.2%Year to date+16.0%

2.9%Yield1.4%

$124BAssets$109B

2–0SCHD wins

End-of-day Nov 12, 2026

DGRO vs VIG

YTD

iSharesDGRO

+19.6%

VIGVanguard

+16.0%

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.8%

JEPIJ.P. Morgan

+8.3%

Measure

XLF

−5.2%Year to dateJan 1 → Nov 12+7.6%

−5.1%1 yearTotal return+11.1%

+4.9%3 years · per year$10,000 became $11,535 · $18,140+22.0%

−3.3%5 years · per year$10,000 became $8,436 · $15,861+9.7%

0.50%Expense ratio$50 · $8 a year on $10k · lower is better0.08%

12.76%Trailing 12-mo yield$1,276 · $142 a year on $10k1.42%

−16.5%Worst dropSmaller is better−14.8%

14.1%VolatilityLower is calmer15.3%

RIETXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6XLF wins

End-of-day Nov 12, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

2.5%APLEnot top 5

2.2%HIWnot top 5

2.1%GNLnot top 5

2.0%PKnot top 5

2.0%RLJnot top 5

Held in common0.0%

End-of-day Nov 12, 2026 · share of each fund

RIET vs XLF Returns, Every Period

5Y

Hoya CapitalRIET

−3.3%

5 years, per year

XLFSPDR

+9.7%

5 years, per year

RIETXLFFaded: behind in that period

0–4XLF wins

End-of-day Nov 12, 2026 · dividends in · faded = behind in that period

RIET vs VIG

YTD

Hoya CapitalRIET

−5.2%

VIGVanguard

+16.0%

−5.2%Year to date+16.0%

−16.5%Worst drop · 1Y−7.9%

14.1%Volatility · 1Y11.0%

12.8%Yield1.4%

$96.1MAssets$109B

3–1VIG wins

End-of-day Nov 12, 2026 · smaller drop and lower volatility win

1Y

12.76%highest, RIET

FundTrailing yieldYield$10k

RIET12.76%$1,276

VIG1.45%$145

XLF1.42%$142

End-of-day Nov 12, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$1,226most kept, RIET

RIET$1,276 − $50 = $1,226

VIG$145 − $4 = $141

XLF$142 − $8 = $134

KeptFee

End-of-day Nov 12, 2026 · yield in dollars minus the fee

Overlap: RIET, XLF, VIG

Today

19.5%most shared, XLF and VIG

RIETXLFVIG

RIET—0.0%0.0%

XLF0.0%—19.5%

VIG0.0%19.5%—

End-of-day Nov 12, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+16.9%VIG, at 11.0% volatility

VIGWorst drop−7.9%11.0% vol

RIETWorst drop−16.5%14.1% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 12, 2026 · up and left is better

Paid More vs Made More

YTD

RIETVIG

−5.2%Year to date+16.0%

12.8%Yield1.4%

−5.1%Past year+16.9%

0.50%Fee0.04%

3–1VIG wins

End-of-day Nov 12, 2026

+19.6%Year to date+16.0%

1.8%Yield1.4%

$45.9BAssets$109B

2–0DGRO wins

End-of-day Nov 12, 2026

+7.8%Year to date+8.3%

12.2%Yield7.9%

$42.6BAssets$47.3B

1–1level

End-of-day Nov 12, 2026

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RIET, XLF and VIG

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three