Compare · 3 funds side by side · dividends reinvested

ROAM, EEM and IEFA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,809ROAM · best of the three

02 / 04

ROAM, EEM and IEFA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Hartford Multifactor Emerging Markets ETFInternational · Emerging0.44%2.55%+14.8%+16.8%+22.0%+10.9%−12.0%18.5%$99M1.5

iShares Core MSCI EAFE ETFInternational · Developed0.07%3.47%+7.7%+11.9%+18.5%+7.8%−11.5%16.2%$187B1.8

iShares MSCI Emerging Markets ETFInternational · Emerging0.72%1.88%+9.0%+9.7%+19.8%+5.6%−18.5%26.3%$27.5B2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: ROAM 2015 · EEM 2003 · IEFA 2012

Head to Head

Swap sides Versus in desk

Head to Head

Hartford Multifactor Emerging Markets ETF · $99M$16,809

ROAM

EEM

iShares MSCI Emerging Markets ETF · $27.5B$13,109

$10,000 five years ago, dividends reinvested · they hold 28.4% in common

ROAMMeasureEEM

+14.8%Year to dateJan 1 → Nov 6+9.0%

+16.8%1 yearTotal return+9.7%

+22.0%3 years · per year$10,000 became $18,143 · $17,207+19.8%

+10.9%5 years · per year$10,000 became $16,809 · $13,109+5.6%

0.44%Expense ratio$44 · $72 a year on $10k · lower is better0.72%

2.55%Trailing 12-mo yield$255 · $188 a year on $10k1.88%

−12.0%Worst dropSmaller is better−18.5%

18.5%VolatilityLower is calmer26.3%

ROAMEEM Winner of the row, in its colourEach row: the bigger of the two fills its side

8–0ROAM wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ROAM vs EEM: Top 5 Holdings

Today

ROAM

5.4%in top 5

EEM

in top 531.2%

ROAMStockEEM

not top 52330.TW15.1%

not top 5005930.K6.3%

not top 5000660.K4.7%

not top 50700.HK3.0%

not top 59988.HK2.1%

1.1%TECHM.BOnot top 5

1.1%TCS.BOnot top 5

1.1%INFYnot top 5

1.0%2379.TWnot top 5

1.0%2222.SRnot top 5

Held in common28.4%

End-of-day Nov 6, 2026 · share of each fund

ROAM vs EEM Returns, Every Period

HartfordROAM

+10.9%

5 years, per year

EEMiShares

+5.6%

5 years, per year

ROAMEEMFaded: behind in that period

4–0ROAM wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

ROAM vs IEFA

YTD

HartfordROAM

+14.8%

IEFAiShares

+7.7%

+14.8%Year to date+7.7%

−12.0%Worst drop · 1Y−11.5%

18.5%Volatility · 1Y16.2%

2.5%Yield3.5%

$99.4MAssets$187B

3–1IEFA wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ROAM, EEM, IEFA

Today

0.07%lowest, IEFA

FundExpense ratioFee$10k

IEFA0.07%$7

ROAM0.44%$44

EEM0.72%$72

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: ROAM, EEM, IEFA

3.47%highest, IEFA

FundTrailing yieldYield$10k

IEFA3.47%$347

ROAM2.55%$255

EEM1.88%$188

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

ROAM$255 − $44 = $211

EEM$188 − $72 = $116

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: ROAM, EEM, IEFA

Today

28.4%most shared, ROAM and EEM

ROAMEEMIEFA

ROAM—28.4%0.0%

EEM28.4%—0.0%

IEFA0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+16.8%ROAM, at 18.5% volatility

IEFAWorst drop−11.5%16.2% vol

ROAMWorst drop−12.0%18.5% vol

EEMWorst drop−18.5%26.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

IEFAROAM

+7.7%Year to date+14.8%

3.5%Yield2.5%

+11.9%Past year+16.8%

0.07%Fee0.44%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026