Compare · 3 funds side by side · dividends reinvested

ROAM, EEM and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,016ROAM · best of the three

02 / 04

ROAM, EEM and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Hartford Multifactor Emerging Markets ETFInternational · Emerging0.44%2.48%+18.0%+19.6%+23.2%+11.2%−11.1%18.2%$100M1.3

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.41%+14.4%+18.9%+22.5%+9.7%−11.6%17.8%$232B1.8

iShares MSCI Emerging Markets ETFInternational · Emerging0.72%1.81%+13.2%+12.9%+21.5%+6.1%−14.3%25.6%$28.6B3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: ROAM 2015 · EEM 2003 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Hartford Multifactor Emerging Markets ETF · $100M$17,016

ROAM

EEM

iShares MSCI Emerging Markets ETF · $28.6B$13,431

$10,000 five years ago, dividends reinvested · they hold 28.5% in common

ROAMMeasureEEM

+18.0%Year to dateJan 1 → Nov 4+13.2%

+19.6%1 yearTotal return+12.9%

+23.2%3 years · per year$10,000 became $18,698 · $17,934+21.5%

+11.2%5 years · per year$10,000 became $17,016 · $13,431+6.1%

0.44%Expense ratio$44 · $72 a year on $10k · lower is better0.72%

2.48%Trailing 12-mo yield$248 · $181 a year on $10k1.81%

−11.1%Worst dropSmaller is better−14.3%

18.2%VolatilityLower is calmer25.6%

ROAMEEM Winner of the row, in its colourEach row: the bigger of the two fills its side

8–0ROAM wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ROAM vs EEM: Top 5 Holdings

Today

ROAM

5.4%in top 5

EEM

in top 532.1%

ROAMStockEEM

not top 52330.TW15.4%

not top 5005930.K6.9%

not top 5000660.K5.2%

not top 50700.HK2.8%

not top 59988.HK1.9%

1.1%TCS.BOnot top 5

1.1%TECHM.BOnot top 5

1.1%2379.TWnot top 5

1.0%INFYnot top 5

1.0%5274.TWOnot top 5

Held in common28.5%

End-of-day Nov 4, 2026 · share of each fund

ROAM vs EEM Returns, Every Period

HartfordROAM

+11.2%

5 years, per year

EEMiShares

+6.1%

5 years, per year

ROAMEEMFaded: behind in that period

4–0ROAM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

ROAM vs VEA

YTD

HartfordROAM

+18.0%

VEAVanguard

+14.4%

+18.0%Year to date+14.4%

−11.1%Worst drop · 1Y−11.6%

18.2%Volatility · 1Y17.8%

2.5%Yield2.4%

$100MAssets$232B

3–1ROAM wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ROAM, EEM, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

ROAM0.44%$44

EEM0.72%$72

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: ROAM, EEM, VEA

2.48%highest, ROAM

FundTrailing yieldYield$10k

ROAM2.48%$248

VEA2.41%$241

EEM1.81%$181

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$238most kept, VEA

VEA$241 − $3 = $238

ROAM$248 − $44 = $204

EEM$181 − $72 = $109

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: ROAM, EEM, VEA

Today

28.5%most shared, ROAM and EEM

ROAMEEMVEA

ROAM—28.5%3.9%

EEM28.5%—8.9%

VEA3.9%8.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+19.6%ROAM, at 18.2% volatility

VEAWorst drop−11.6%17.8% vol

ROAMWorst drop−11.1%18.2% vol

EEMWorst drop−14.3%25.6% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

ROAMVEA

+18.0%Year to date+14.4%

2.5%Yield2.4%

+19.6%Past year+18.9%

0.44%Fee0.03%

3–1ROAM wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$193B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026