Compare · 3 funds side by side · dividends reinvested

ROAM, EFA and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,963ROAM · best of the three

02 / 04

ROAM, EFA and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Hartford Multifactor Emerging Markets ETFInternational · Emerging0.44%2.50%+17.1%+19.4%+22.1%+11.1%−12.0%18.6%$99M1.9

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.44%+12.9%+18.8%+20.5%+9.2%−11.6%18.3%$232B2.0

iShares MSCI EAFE ETFInternational · Developed0.32%3.21%+11.0%+15.6%+18.7%+8.6%−11.4%16.6%$77.7B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: ROAM 2015 · EFA 2001 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Hartford Multifactor Emerging Markets ETF · $99M$16,963

ROAM

EFA

iShares MSCI EAFE ETF · $77.7B$15,117

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

ROAMMeasureEFA

+17.1%Year to dateJan 1 → Nov 9+11.0%

+19.4%1 yearTotal return+15.6%

+22.1%3 years · per year$10,000 became $18,216 · $16,732+18.7%

+11.1%5 years · per year$10,000 became $16,963 · $15,117+8.6%

0.44%Expense ratio$44 · $32 a year on $10k · lower is better0.32%

2.50%Trailing 12-mo yield$250 · $321 a year on $10k3.21%

−12.0%Worst dropSmaller is better−11.4%

18.6%VolatilityLower is calmer16.6%

ROAMEFA Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ROAM vs EFA: Top 5 Holdings

Today

ROAM

5.5%in top 5

EFA

in top 58.4%

ROAMStockEFA

not top 5ASML.AS2.6%

not top 5ROP.SW1.6%

not top 5HSBA.L1.4%

not top 5NOVN.SW1.4%

not top 5SHEL.L1.4%

1.2%TECHM.BOnot top 5

1.2%TCS.BOnot top 5

1.1%INFYnot top 5

1.0%HCLTECH.not top 5

1.0%2222.SRnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

ROAM vs EFA Returns, Every Period

HartfordROAM

+11.1%

5 years, per year

EFAiShares

+8.6%

5 years, per year

ROAMEFAFaded: behind in that period

4–0ROAM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

ROAM vs EFA

YTD

HartfordROAM

+17.1%

EFAiShares

+11.0%

+17.1%Year to date+11.0%

−12.0%Worst drop · 1Y−11.4%

18.6%Volatility · 1Y16.6%

2.5%Yield3.2%

$99.4MAssets$77.7B

3–1EFA wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ROAM, EFA, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

EFA0.32%$32

ROAM0.44%$44

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: ROAM, EFA, VEA

3.21%highest, EFA

FundTrailing yieldYield$10k

EFA3.21%$321

ROAM2.50%$250

VEA2.44%$244

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$289most kept, EFA

EFA$321 − $32 = $289

VEA$244 − $3 = $241

ROAM$250 − $44 = $206

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: ROAM, EFA, VEA

Today

63.0%most shared, EFA and VEA

ROAMEFAVEA

ROAM—0.0%3.6%

EFA0.0%—63.0%

VEA3.6%63.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+19.4%ROAM, at 18.6% volatility

EFAWorst drop−11.4%16.6% vol

VEAWorst drop−11.6%18.3% vol

ROAMWorst drop−12.0%18.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

EFAROAM

+11.0%Year to date+17.1%

3.2%Yield2.5%

+15.6%Past year+19.4%

0.32%Fee0.44%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026