Compare · 3 funds side by side · dividends reinvested

ROAM, IEFA and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,809ROAM · best of the three

02 / 04

ROAM, IEFA and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Hartford Multifactor Emerging Markets ETFInternational · Emerging0.44%2.55%+14.8%+16.8%+22.0%+10.9%−12.0%18.5%$101M1.9

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B2.0

iShares Core MSCI EAFE ETFInternational · Developed0.07%3.47%+7.7%+11.9%+18.5%+7.8%−11.5%16.2%$189B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: ROAM 2015 · IEFA 2012 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Hartford Multifactor Emerging Markets ETF · $101M$16,809

ROAM

IEFA

iShares Core MSCI EAFE ETF · $189B$14,591

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

ROAMMeasureIEFA

+14.8%Year to dateJan 1 → Nov 6+7.7%

+16.8%1 yearTotal return+11.9%

+22.0%3 years · per year$10,000 became $18,143 · $16,646+18.5%

+10.9%5 years · per year$10,000 became $16,809 · $14,591+7.8%

0.44%Expense ratio$44 · $7 a year on $10k · lower is better0.07%

2.55%Trailing 12-mo yield$255 · $347 a year on $10k3.47%

−12.0%Worst dropSmaller is better−11.5%

18.5%VolatilityLower is calmer16.2%

ROAMIEFA Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ROAM vs IEFA: Top 5 Holdings

Today

ROAM

5.4%in top 5

IEFA

in top 57.1%

ROAMStockIEFA

not top 5ASML.AS2.2%

not top 5ROP.SW1.3%

not top 5NOVN.SW1.2%

not top 5HSBA.L1.2%

not top 5SHEL.L1.2%

1.1%TECHM.BOnot top 5

1.1%TCS.BOnot top 5

1.1%INFYnot top 5

1.0%2379.TWnot top 5

1.0%2222.SRnot top 5

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

ROAM vs IEFA Returns, Every Period

HartfordROAM

+10.9%

5 years, per year

IEFAiShares

+7.8%

5 years, per year

ROAMIEFAFaded: behind in that period

4–0ROAM wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

ROAM vs IEFA

YTD

HartfordROAM

+14.8%

IEFAiShares

+7.7%

+14.8%Year to date+7.7%

−12.0%Worst drop · 1Y−11.5%

18.5%Volatility · 1Y16.2%

2.5%Yield3.5%

$101MAssets$189B

3–1IEFA wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ROAM, IEFA, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

IEFA0.07%$7

ROAM0.44%$44

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: ROAM, IEFA, VEA

3.47%highest, IEFA

FundTrailing yieldYield$10k

IEFA3.47%$347

ROAM2.55%$255

VEA2.51%$251

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

VEA$251 − $3 = $248

ROAM$255 − $44 = $211

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: ROAM, IEFA, VEA

Today

71.3%most shared, IEFA and VEA

ROAMIEFAVEA

ROAM—0.0%3.8%

IEFA0.0%—71.3%

VEA3.8%71.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+16.8%ROAM, at 18.5% volatility

IEFAWorst drop−11.5%16.2% vol

VEAWorst drop−11.6%18.1% vol

ROAMWorst drop−12.0%18.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

IEFAROAM

+7.7%Year to date+14.8%

3.5%Yield2.5%

+11.9%Past year+16.8%

0.07%Fee0.44%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026