Compare · 3 funds side by side · dividends reinvested

ROAM, SCHD and IEMG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,963ROAM · best of the three

02 / 04

ROAM, SCHD and IEMG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$120B1.4

Hartford Multifactor Emerging Markets ETFInternational · Emerging0.44%2.50%+17.1%+19.4%+22.1%+11.1%−12.0%18.6%$99M1.9

iShares Core MSCI Emerging Markets ETFInternational · Emerging0.09%2.42%+11.4%+12.8%+19.8%+6.4%−17.8%25.7%$142B2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: ROAM 2015 · SCHD 2011 · IEMG 2012

Head to Head

Swap sides Versus in desk

Head to Head

Hartford Multifactor Emerging Markets ETF · $99M$16,963

ROAM

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,459

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

ROAMMeasureSCHD

+17.1%Year to dateJan 1 → Nov 9+33.2%

+19.4%1 yearTotal return+39.1%

+22.1%3 years · per year$10,000 became $18,216 · $17,123+19.6%

+11.1%5 years · per year$10,000 became $16,963 · $16,459+10.5%

0.44%Expense ratio$44 · $6 a year on $10k · lower is better0.06%

2.50%Trailing 12-mo yield$250 · $296 a year on $10k2.96%

−12.0%Worst dropSmaller is better−6.9%

18.6%VolatilityLower is calmer11.8%

ROAMSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SCHD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ROAM vs SCHD: Top 5 Holdings

Today

ROAM

5.5%in top 5

SCHD

in top 521.4%

ROAMStockSCHD

not top 5PG4.4%

not top 5TXN4.3%

not top 5KO4.3%

not top 5HD4.3%

not top 5AMGN4.1%

1.2%TECHM.BOnot top 5

1.2%TCS.BOnot top 5

1.1%INFYnot top 5

1.0%HCLTECH.not top 5

1.0%2222.SRnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

ROAM vs SCHD Returns, Every Period

HartfordROAM

+11.1%

5 years, per year

SCHDSchwab

+10.5%

5 years, per year

ROAMSCHDFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

International vs Income: ROAM vs SCHD

YTD

HartfordROAM

+17.1%

SCHDSchwab

+33.2%

+17.1%Year to date+33.2%

−12.0%Worst drop · 1Y−6.9%

18.6%Volatility · 1Y11.8%

2.5%Yield3.0%

$99.4MAssets$120B

4–0SCHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ROAM, SCHD, IEMG

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

IEMG0.09%$9

ROAM0.44%$44

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: ROAM, SCHD, IEMG

2.96%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.96%$296

ROAM2.50%$250

IEMG2.42%$242

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

IEMG$242 − $9 = $233

ROAM$250 − $44 = $206

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: ROAM, SCHD, IEMG

Today

26.1%most shared, ROAM and IEMG

ROAMSCHDIEMG

ROAM—0.0%26.1%

SCHD0.0%—0.0%

IEMG26.1%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

ROAMWorst drop−12.0%18.6% vol

IEMGWorst drop−17.8%25.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDROAM

+33.2%Year to date+17.1%

3.0%Yield2.5%

+39.1%Past year+19.4%

0.06%Fee0.44%

4–0SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026