Compare · 3 funds side by side · dividends reinvested

ROAM, SCHD and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,016ROAM · best of the three

02 / 04

ROAM, SCHD and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$121B1.5

Hartford Multifactor Emerging Markets ETFInternational · Emerging0.44%2.48%+18.0%+19.6%+23.2%+11.2%−11.1%18.2%$102M2.0

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.41%+14.4%+18.9%+22.5%+9.7%−11.6%17.8%$232B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: ROAM 2015 · SCHD 2011 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Hartford Multifactor Emerging Markets ETF · $102M$17,016

ROAM

SCHD

Schwab U.S. Dividend Equity ETF · $121B$16,881

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

ROAMMeasureSCHD

+18.0%Year to dateJan 1 → Nov 4+35.3%

+19.6%1 yearTotal return+41.6%

+23.2%3 years · per year$10,000 became $18,698 · $17,908+21.4%

+11.2%5 years · per year$10,000 became $17,016 · $16,881+11.0%

0.44%Expense ratio$44 · $6 a year on $10k · lower is better0.06%

2.48%Trailing 12-mo yield$248 · $291 a year on $10k2.91%

−11.1%Worst dropSmaller is better−6.9%

18.2%VolatilityLower is calmer11.5%

ROAMSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SCHD wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ROAM vs SCHD: Top 5 Holdings

Today

ROAM

5.4%in top 5

SCHD

in top 521.6%

ROAMStockSCHD

not top 5TXN4.8%

not top 5PG4.3%

not top 5KO4.2%

not top 5CVX4.2%

not top 5COP4.1%

1.1%TCS.BOnot top 5

1.1%TECHM.BOnot top 5

1.1%2379.TWnot top 5

1.0%INFYnot top 5

1.0%5274.TWOnot top 5

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

ROAM vs SCHD Returns, Every Period

HartfordROAM

+11.2%

5 years, per year

SCHDSchwab

+11.0%

5 years, per year

ROAMSCHDFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

International vs Income: ROAM vs SCHD

YTD

HartfordROAM

+18.0%

SCHDSchwab

+35.3%

+18.0%Year to date+35.3%

−11.1%Worst drop · 1Y−6.9%

18.2%Volatility · 1Y11.5%

2.5%Yield2.9%

$102MAssets$121B

4–0SCHD wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ROAM, SCHD, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

SCHD0.06%$6

ROAM0.44%$44

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: ROAM, SCHD, VEA

2.91%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.91%$291

ROAM2.48%$248

VEA2.41%$241

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

VEA$241 − $3 = $238

ROAM$248 − $44 = $204

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: ROAM, SCHD, VEA

Today

3.9%most shared, ROAM and VEA

ROAMSCHDVEA

ROAM—0.0%3.9%

SCHD0.0%—0.0%

VEA3.9%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+41.6%SCHD, at 11.5% volatility

SCHDWorst drop−6.9%11.5% vol

VEAWorst drop−11.6%17.8% vol

ROAMWorst drop−11.1%18.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDROAM

+35.3%Year to date+18.0%

2.9%Yield2.5%

+41.6%Past year+19.6%

0.06%Fee0.44%

4–0SCHD wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$189B

1–1level

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026