Compare · 3 funds side by side · dividends reinvested

ROAM, SCHD and VT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,963ROAM · best of the three

02 / 04

ROAM, SCHD and VT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$120B1.4

Hartford Multifactor Emerging Markets ETFInternational · Emerging0.44%2.50%+17.1%+19.4%+22.1%+11.1%−12.0%18.6%$99M2.1

Vanguard Total World Stock ETFInternational · Global0.06%1.55%+11.3%+14.3%+20.9%+9.8%−9.7%14.9%$81.8B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: ROAM 2015 · SCHD 2011 · VT 2008

Head to Head

Swap sides Versus in desk

Head to Head

Hartford Multifactor Emerging Markets ETF · $99M$16,963

ROAM

Vanguard Total World Stock ETF · $81.8B$15,957

$10,000 five years ago, dividends reinvested · they hold 4.7% in common

ROAMMeasureVT

+17.1%Year to dateJan 1 → Nov 9+11.3%

+19.4%1 yearTotal return+14.3%

+22.1%3 years · per year$10,000 became $18,216 · $17,661+20.9%

+11.1%5 years · per year$10,000 became $16,963 · $15,957+9.8%

0.44%Expense ratio$44 · $6 a year on $10k · lower is better0.06%

2.50%Trailing 12-mo yield$250 · $155 a year on $10k1.55%

−12.0%Worst dropSmaller is better−9.7%

18.6%VolatilityLower is calmer14.9%

ROAMVT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3ROAM wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ROAM vs VT: Top 5 Holdings

Today

ROAM

5.5%in top 5

in top 515.6%

ROAMStockVT

not top 5NVDA4.5%

not top 5AAPL4.1%

not top 5MSFT3.2%

not top 5AMZN2.0%

not top 5GOOGL1.7%

1.2%TECHM.BOnot top 5

1.2%TCS.BOnot top 5

1.1%INFYnot top 5

1.0%HCLTECH.not top 5

1.0%2222.SRnot top 5

Held in common4.7%

End-of-day Nov 9, 2026 · share of each fund

ROAM vs VT Returns, Every Period

HartfordROAM

+11.1%

5 years, per year

VTVanguard

+9.8%

5 years, per year

ROAMVTFaded: behind in that period

4–0ROAM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

International vs Income: ROAM vs SCHD

YTD

HartfordROAM

+17.1%

SCHDSchwab

+33.2%

+17.1%Year to date+33.2%

−12.0%Worst drop · 1Y−6.9%

18.6%Volatility · 1Y11.8%

2.5%Yield3.0%

$99.4MAssets$120B

4–0SCHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ROAM, SCHD, VT

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

VT0.06%$6

ROAM0.44%$44

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: ROAM, SCHD, VT

2.96%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.96%$296

ROAM2.50%$250

VT1.55%$155

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

ROAM$250 − $44 = $206

VT$155 − $6 = $149

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: ROAM, SCHD, VT

Today

4.7%most shared, ROAM and VT

ROAMSCHDVT

ROAM—0.0%4.7%

SCHD0.0%—4.3%

VT4.7%4.3%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

VTWorst drop−9.7%14.9% vol

ROAMWorst drop−12.0%18.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDROAM

+33.2%Year to date+17.1%

3.0%Yield2.5%

+39.1%Past year+19.4%

0.06%Fee0.44%

4–0SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026