Compare · 4 funds side by side · dividends reinvested

ROAM, VXUS, SPY and VEA

ROAMHartford×VXUSVanguard×SPYSPDR×VEAVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,118SPY · best of the four

02 / 04

ROAM, VXUS, SPY and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Hartford Multifactor Emerging Markets ETFInternational · Emerging0.44%2.55%+14.8%+16.8%+22.0%+10.9%−12.0%18.5%$101M2.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B2.4

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B2.4

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.45%+8.1%+11.6%+19.2%+7.7%−11.3%17.6%$163B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: ROAM 2015 · VXUS 2011 · SPY 1993 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Hartford Multifactor Emerging Markets ETF · $101M$16,809

ROAM

VXUS

Vanguard Total International Stock ETF · $163B$14,489

$10,000 five years ago, dividends reinvested · they hold 10.5% in common

ROAMMeasureVXUS

+14.8%Year to dateJan 1 → Nov 6+8.1%

+16.8%1 yearTotal return+11.6%

+22.0%3 years · per year$10,000 became $18,143 · $16,925+19.2%

+10.9%5 years · per year$10,000 became $16,809 · $14,489+7.7%

0.44%Expense ratio$44 · $5 a year on $10k · lower is better0.05%

2.55%Trailing 12-mo yield$255 · $245 a year on $10k2.45%

−12.0%Worst dropSmaller is better−11.3%

18.5%VolatilityLower is calmer17.6%

ROAMVXUS Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3ROAM wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ROAM vs VXUS: Top 5 Holdings

Today

ROAM

5.4%in top 5

VXUS

in top 510.2%

ROAMStockVXUS

not top 52330.TW4.2%

not top 5005930.K2.0%

not top 5000660.K1.7%

not top 5ASML.AS1.5%

1.1%TECHM.BOnot top 5

1.1%TCS.BOnot top 5

1.1%INFYnot top 5

1.0%2379.TWnot top 5

1.0%2222.SRnot top 5

not top 50700.HK0.8%

Held in common10.5%

End-of-day Nov 6, 2026 · share of each fund

ROAM vs VXUS Returns, Every Period

HartfordROAM

+10.9%

5 years, per year

VXUSVanguard

+7.7%

5 years, per year

ROAMVXUSFaded: behind in that period

4–0ROAM wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

ROAM vs VEA

YTD

HartfordROAM

+14.8%

VEAVanguard

+9.7%

+14.8%Year to date+9.7%

−12.0%Worst drop · 1Y−11.6%

18.5%Volatility · 1Y18.1%

2.5%Yield2.5%

$101MAssets$232B

2–1VEA wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ROAM, VXUS, SPY, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

VXUS0.05%$5

SPY0.09%$9

ROAM0.44%$44

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: ROAM, VXUS, SPY, VEA

2.55%highest, ROAM

FundTrailing yieldYield$10k

ROAM2.55%$255

VEA2.51%$251

VXUS2.45%$245

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$248most kept, VEA

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

ROAM$255 − $44 = $211

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: ROAM, VXUS, SPY, VEA

Today

65.3%most shared, VXUS and VEA

ROAMVXUSSPYVEA

ROAM—10.5%0.0%3.8%

VXUS10.5%—0.0%65.3%

SPY0.0%0.0%—0.0%

VEA3.8%65.3%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+16.8%ROAM, at 18.5% volatility

SPYWorst drop−8.9%13.6% vol

VXUSWorst drop−11.3%17.6% vol

VEAWorst drop−11.6%18.1% vol

ROAMWorst drop−12.0%18.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

ROAMVEA

+14.8%Year to date+9.7%

2.5%Yield2.5%

+16.8%Past year+14.8%

0.44%Fee0.03%

2–1ROAM wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026