Compare · 3 funds side by side · dividends reinvested

ROAM, VXUS and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

ROAM, VXUS and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Hartford Multifactor Emerging Markets ETFInternational · Emerging0.44%2.50%+17.1%+19.5%+22.1%+11.2%−12.0%18.6%$99M1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.9

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.39%+11.1%+15.3%+19.5%+8.1%−11.3%17.9%$163B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: ROAM 2015 · VXUS 2011 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Hartford Multifactor Emerging Markets ETF · $99M$16,968

ROAM

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

ROAMMeasureSPY

+17.1%Year to dateJan 1 → Nov 9+11.2%

+19.5%1 yearTotal return+13.5%

+22.1%3 years · per year$10,000 became $18,221 · $18,118+21.9%

+11.2%5 years · per year$10,000 became $16,968 · $17,493+11.8%

0.44%Expense ratio$44 · $9 a year on $10k · lower is better0.09%

2.50%Trailing 12-mo yield$250 · $101 a year on $10k1.01%

−12.0%Worst dropSmaller is better−8.9%

18.6%VolatilityLower is calmer13.7%

ROAMSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ROAM vs SPY: Top 5 Holdings

Today

ROAM

5.4%in top 5

SPY

in top 527.8%

ROAMStockSPY

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

not top 5AMZN4.0%

not top 5GOOGL2.6%

1.1%TECHM.BOnot top 5

1.1%TCS.BOnot top 5

1.1%INFYnot top 5

1.0%2379.TWnot top 5

1.0%2222.SRnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

ROAM vs SPY Returns, Every Period

HartfordROAM

+11.2%

5 years, per year

SPYSPDR

+11.8%

5 years, per year

ROAMSPYFaded: behind in that period

3–1ROAM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

ROAM vs VXUS

YTD

HartfordROAM

+17.1%

VXUSVanguard

+11.1%

+17.1%Year to date+11.1%

−12.0%Worst drop · 1Y−11.3%

18.6%Volatility · 1Y17.9%

2.5%Yield2.4%

$99.4MAssets$163B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ROAM, VXUS, SPY

Today

0.05%lowest, VXUS

FundExpense ratioFee$10k

VXUS0.05%$5

SPY0.09%$9

ROAM0.44%$44

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: ROAM, VXUS, SPY

2.50%highest, ROAM

FundTrailing yieldYield$10k

ROAM2.50%$250

VXUS2.39%$239

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$234most kept, VXUS

VXUS$239 − $5 = $234

ROAM$250 − $44 = $206

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: ROAM, VXUS, SPY

Today

10.5%most shared, ROAM and VXUS

ROAMVXUSSPY

ROAM—10.5%0.0%

VXUS10.5%—0.0%

SPY0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+19.5%ROAM, at 18.6% volatility

SPYWorst drop−8.9%13.7% vol

VXUSWorst drop−11.3%17.9% vol

ROAMWorst drop−12.0%18.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

ROAMSPY

+17.1%Year to date+11.2%

2.5%Yield1.0%

+19.5%Past year+13.5%

0.44%Fee0.09%

3–1ROAM wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.6%

+11.1%Year to date+11.6%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026