Compare · 3 funds side by side · dividends reinvested

RTH, FDIS and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,613RTH · best of the three

02 / 04

RTH, FDIS and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

VanEck Retail ETFSectors · Consumer0.35%0.87%+11.3%+10.8%+19.1%+9.3%−8.7%14.6%$256M1.5

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B1.6

Fidelity MSCI Consumer Discretionary Index ETFSectors · Consumer0.08%0.76%+0.1%−0.6%+15.8%+3.9%−15.5%19.7%$1.6B2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: RTH 2011 · FDIS 2013 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

VanEck Retail ETF · $256M$15,613

RTH

FDIS

Fidelity MSCI Consumer Discretionary Index ETF · $1.6B$12,079

$10,000 five years ago, dividends reinvested · they hold 33.8% in common

RTHMeasureFDIS

+11.3%Year to dateJan 1 → Nov 6+0.1%

+10.8%1 yearTotal return−0.6%

+19.1%3 years · per year$10,000 became $16,901 · $15,537+15.8%

+9.3%5 years · per year$10,000 became $15,613 · $12,079+3.9%

0.35%Expense ratio$35 · $8 a year on $10k · lower is better0.08%

0.87%Trailing 12-mo yield$87 · $76 a year on $10k0.76%

−8.7%Worst dropSmaller is better−15.5%

14.6%VolatilityLower is calmer19.7%

RTHFDIS Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1RTH wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RTH vs FDIS: Top 5 Holdings

Today

RTH

51.0%in top 5

FDIS

in top 547.2%

RTHStockFDIS

18.9%AMZN22.4%

not top 5TSLA14.4%

12.5%WMTnot top 5

9.4%COSTnot top 5

5.2%HD5.2%

5.0%TJX2.3%

not top 5MCD3.0%

Held in common33.8%

End-of-day Nov 6, 2026 · share of each fund

RTH vs FDIS Returns, Every Period

VanEckRTH

+9.3%

5 years, per year

FDISFidelity

+3.9%

5 years, per year

RTHFDISFaded: behind in that period

4–0RTH wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

RTH vs XLF

YTD

VanEckRTH

+11.3%

XLFSPDR

+5.7%

+11.3%Year to date+5.7%

−8.7%Worst drop · 1Y−14.8%

14.6%Volatility · 1Y15.3%

0.9%Yield1.4%

$256MAssets$55.5B

3–1RTH wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RTH, FDIS, XLF

Today

0.08%lowest, FDIS

FundExpense ratioFee$10k

FDIS0.08%$8

XLF0.08%$8

RTH0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: RTH, FDIS, XLF

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

RTH0.87%$87

FDIS0.76%$76

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

FDIS$76 − $8 = $68

RTH$87 − $35 = $52

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: RTH, FDIS, XLF

Today

33.8%most shared, RTH and FDIS

RTHFDISXLF

RTH—33.8%0.0%

FDIS33.8%—0.0%

XLF0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+10.8%RTH, at 14.6% volatility

RTHWorst drop−8.7%14.6% vol

XLFWorst drop−14.8%15.3% vol

FDISWorst drop−15.5%19.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLFRTH

+5.7%Year to date+11.3%

1.4%Yield0.9%

+10.4%Past year+10.8%

0.08%Fee0.35%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026