Compare · 2 funds side by side · dividends reinvested

RTH and XLY

RTHVanEck×XLYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,323RTH · best of the two

02 / 04

RTH and XLY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

VanEck Retail ETFSectors · Consumer0.35%0.89%+9.2%+9.9%+19.5%+8.9%−8.7%14.0%$251M1.1

State Street Consumer Discretionary Select Sector SPDR ETFSectors · Consumer0.08%0.80%−1.1%−1.4%+17.2%+4.4%−15.0%19.1%$22.7B1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: RTH 2011 · XLY 1998

Head to Head

Swap sides Versus in desk

Head to Head

VanEck Retail ETF · $251M$15,323

RTH

XLY

State Street Consumer Discretionary Select Sector SPDR ETF · $22.7B$12,388

$10,000 five years ago, dividends reinvested · they hold 38.9% in common

RTHMeasureXLY

+9.2%Year to dateJan 1 → Nov 3−1.1%

+9.9%1 yearTotal return−1.4%

+19.5%3 years · per year$10,000 became $17,065 · $16,081+17.2%

+8.9%5 years · per year$10,000 became $15,323 · $12,388+4.4%

0.35%Expense ratio$35 · $8 a year on $10k · lower is better0.08%

0.89%Trailing 12-mo yield$89 · $80 a year on $10k0.80%

−8.7%Worst dropSmaller is better−15.0%

14.0%VolatilityLower is calmer19.1%

RTHXLY Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1RTH wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RTH vs XLY: Top 5 Holdings

Today

RTH

50.7%in top 5

XLY

in top 554.3%

RTHStockXLY

18.2%AMZN21.5%

not top 5TSLA18.8%

12.8%WMTnot top 5

9.4%COSTnot top 5

5.1%HD5.4%

5.2%TJX4.1%

not top 5MCD4.4%

Held in common38.9%

End-of-day Nov 3, 2026 · share of each fund

RTH vs XLY Returns, Every Period

VanEckRTH

+8.9%

5 years, per year

XLYSPDR

+4.4%

5 years, per year

RTHXLYFaded: behind in that period

4–0RTH wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

RTH vs XLY

YTD

VanEckRTH

+9.2%

XLYSPDR

−1.1%

+9.2%Year to date−1.1%

−8.7%Worst drop · 1Y−15.0%

14.0%Volatility · 1Y19.1%

0.9%Yield0.8%

$251MAssets$22.7B

4–0RTH wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RTH, XLY

Today

0.08%lowest, XLY

FundExpense ratioFee$10k

XLY0.08%$8

RTH0.35%$35

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: RTH, XLY

0.89%highest, RTH

FundTrailing yieldYield$10k

RTH0.89%$89

XLY0.80%$80

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$72most kept, XLY

XLY$80 − $8 = $72

RTH$89 − $35 = $54

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: RTH, XLY

Today

38.9%most shared, RTH and XLY

RTHXLY

RTH—38.9%

XLY38.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+9.9%RTH, at 14.0% volatility

RTHWorst drop−8.7%14.0% vol

XLYWorst drop−15.0%19.1% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

RTHXLY

+9.2%Year to date−1.1%

0.9%Yield0.8%

+9.9%Past year−1.4%

0.35%Fee0.08%

3–1RTH wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026