Compare · 3 funds side by side · dividends reinvested

RULE, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,164SPYM · best of the three

02 / 04

RULE, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.06%+8.4%+9.8%+22.1%+11.4%−8.9%13.6%$182B1.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B2.1

Adaptive Core ETFUnsorted2.24%0.00%+12.0%+13.3%+13.0%[…]−25.4%29.3%$16M2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: RULE 2021 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Adaptive Core ETF · $16M[…]

RULE

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$17,164

$10,000 five years ago, dividends reinvested · they hold 18.7% in common

RULEMeasureSPYM

+12.0%Year to dateJan 1 → Nov 5+8.4%

+13.3%1 yearTotal return+9.8%

+13.0%3 years · per year$10,000 became $14,416 · $18,222+22.1%

[…]5 years · per year$10,000 became […] · $17,164+11.4%

2.24%Expense ratio$224 · $2 a year on $10k · lower is better0.02%

0.00%Trailing 12-mo yield$0 · $106 a year on $10k1.06%

−25.4%Worst dropSmaller is better−8.9%

29.3%VolatilityLower is calmer13.6%

RULESPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5SPYM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RULE vs SPYM: Top 5 Holdings

Today

RULE

20.0%in top 5

SPYM

in top 527.7%

RULEStockSPYM

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

4.9%MUnot top 5

4.3%STXnot top 5

not top 5AMZN3.9%

3.7%RMMEnot top 5

3.7%JPSTnot top 5

3.4%VTRSnot top 5

not top 5GOOGL2.6%

Held in common18.7%

End-of-day Nov 5, 2026 · share of each fund

RULE vs SPYM Returns, Every Period

Mohr FundsRULE

+13.3%

past year

SPYMSPDR

+9.8%

past year

RULESPYMFaded: behind in that period

2–1RULE wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: RULE vs SPYM

YTD

Mohr FundsRULE

+12.0%

SPYMSPDR

+8.4%

+12.0%Year to date+8.4%

−25.4%Worst drop · 1Y−8.9%

29.3%Volatility · 1Y13.6%

0.0%Yield1.1%

$16.0MAssets$182B

3–1SPYM wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RULE, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

RULE2.24%$224

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: RULE, SPYM, SPY

1.06%highest, SPYM

FundTrailing yieldYield$10k

SPYM1.06%$106

SPY1.03%$103

RULE0.00%$0

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, SPYM

SPYM$106 − $2 = $104

SPY$103 − $9 = $94

RULE$0 − $224 = −$224

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: RULE, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

RULESPYMSPY

RULE—18.7%18.7%

SPYM18.7%—99.9%

SPY18.7%99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.3%RULE, at 29.3% volatility

SPYMWorst drop−8.9%13.6% vol

SPYWorst drop−8.9%13.6% vol

RULEWorst drop−25.4%29.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SPYMRULE

+8.4%Year to date+12.0%

1.1%Yield0.0%

+9.8%Past year+13.3%

0.02%Fee2.24%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026