Compare · 2 funds side by side · dividends reinvested

RWEM and SCHD

RWEMRayliant×SCHDSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,881SCHD · best of the two

02 / 04

RWEM and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$123B1.0

Rayliant Wilshire NxtGen Emerging Markets Equity ETFInternational · Emerging0.52%1.94%+10.8%+12.5%+21.2%[…]−15.4%39.3%$73M2.0

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: RWEM 2021 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Rayliant Wilshire NxtGen Emerging Markets Equity ETF · $73M[…]

RWEM

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,881

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

RWEMMeasureSCHD

+10.8%Year to dateJan 1 → Nov 4+35.3%

+12.5%1 yearTotal return+41.6%

+21.2%3 years · per year$10,000 became $17,801 · $17,908+21.4%

[…]5 years · per year$10,000 became […] · $16,881+11.0%

0.52%Expense ratio$52 · $6 a year on $10k · lower is better0.06%

1.94%Trailing 12-mo yield$194 · $291 a year on $10k2.91%

−15.4%Worst dropSmaller is better−6.9%

39.3%VolatilityLower is calmer11.5%

RWEMSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

0–7SCHD wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RWEM vs SCHD: Top 5 Holdings

Today

RWEM

24.1%in top 5

SCHD

in top 521.6%

RWEMStockSCHD

9.6%2330.TWnot top 5

5.7%005930.Knot top 5

not top 5TXN4.8%

not top 5PG4.3%

not top 5KO4.2%

not top 5CVX4.2%

not top 5COP4.1%

3.8%000660.Knot top 5

2.6%HCLTECH.not top 5

2.4%2308.TWnot top 5

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

RWEM vs SCHD Returns, Every Period

RayliantRWEM

+12.5%

past year

SCHDSchwab

+41.6%

past year

RWEMSCHDFaded: behind in that period

0–3SCHD wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

International vs Income: RWEM vs SCHD

YTD

RayliantRWEM

+10.8%

SCHDSchwab

+35.3%

+10.8%Year to date+35.3%

−15.4%Worst drop · 1Y−6.9%

39.3%Volatility · 1Y11.5%

1.9%Yield2.9%

$72.6MAssets$123B

4–0SCHD wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RWEM, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

RWEM0.52%$52

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: RWEM, SCHD

2.91%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.91%$291

RWEM1.94%$194

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

RWEM$194 − $52 = $142

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: RWEM, SCHD

Today

0.0%most shared, RWEM and SCHD

RWEMSCHD

RWEM—0.0%

SCHD0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+41.6%SCHD, at 11.5% volatility

SCHDWorst drop−6.9%11.5% vol

RWEMWorst drop−15.4%39.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDRWEM

+35.3%Year to date+10.8%

2.9%Yield1.9%

+41.6%Past year+12.5%

0.06%Fee0.52%

4–0SCHD wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026