Compare · 3 funds side by side · dividends reinvested

RWLC, IQLT and VUG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,052VUG · best of the three

02 / 04

RWLC, IQLT and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Rayliant NxtGen Multifactor US Equity ETFUS Stock Styles · Factor0.32%13.13%+11.8%+13.3%+24.6%[…]−9.3%15.3%$101M1.4

iShares MSCI Intl Quality Factor ETFUS Stock Styles · Factor0.30%2.40%+11.3%+16.1%+17.9%+7.3%−10.4%15.4%$13.6B2.0

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.43%+0.5%−0.6%+22.8%+9.9%−15.1%19.0%$233B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: RWLC 2021 · IQLT 2015 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

Rayliant NxtGen Multifactor US Equity ETF · $101M[…]

RWLC

IQLT

iShares MSCI Intl Quality Factor ETF · $13.6B$14,191

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

RWLCMeasureIQLT

+11.8%Year to dateJan 1 → Nov 5+11.3%

+13.3%1 yearTotal return+16.1%

+24.6%3 years · per year$10,000 became $19,339 · $16,368+17.9%

[…]5 years · per year$10,000 became […] · $14,191+7.3%

0.32%Expense ratio$32 · $30 a year on $10k · lower is better0.30%

13.13%Trailing 12-mo yield$1,313 · $240 a year on $10k2.40%

−9.3%Worst dropSmaller is better−10.4%

15.3%VolatilityLower is calmer15.4%

RWLCIQLT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2RWLC wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RWLC vs IQLT: Top 5 Holdings

Today

RWLC

25.4%in top 5

IQLT

in top 513.9%

RWLCStockIQLT

9.5%AAPLnot top 5

5.8%NVDAnot top 5

not top 5ASML.AS4.9%

4.1%MSFTnot top 5

3.1%MAnot top 5

2.8%GOOGLnot top 5

not top 5ALV.DE2.8%

not top 5ROP.SW2.4%

not top 5NESN.SW1.9%

not top 5ZURN.SW1.9%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

RWLC vs IQLT Returns, Every Period

RayliantRWLC

+13.3%

past year

IQLTiShares

+16.1%

past year

RWLCIQLTFaded: behind in that period

2–1RWLC wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

RWLC vs IQLT

YTD

RayliantRWLC

+11.8%

IQLTiShares

+11.3%

+11.8%Year to date+11.3%

−9.3%Worst drop · 1Y−10.4%

15.3%Volatility · 1Y15.4%

13.1%Yield2.4%

$101MAssets$13.6B

4–0RWLC wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RWLC, IQLT, VUG

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

IQLT0.30%$30

RWLC0.32%$32

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: RWLC, IQLT, VUG

13.13%highest, RWLC

FundTrailing yieldYield$10k

RWLC13.13%$1,313

IQLT2.40%$240

VUG0.43%$43

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,281most kept, RWLC

RWLC$1,313 − $32 = $1,281

IQLT$240 − $30 = $210

VUG$43 − $3 = $40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: RWLC, IQLT, VUG

Today

43.3%most shared, RWLC and VUG

RWLCIQLTVUG

RWLC—0.0%43.3%

IQLT0.0%—0.0%

VUG43.3%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+16.1%IQLT, at 15.4% volatility

RWLCWorst drop−9.3%15.3% vol

IQLTWorst drop−10.4%15.4% vol

VUGWorst drop−15.1%19.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

RWLCIQLT

+11.8%Year to date+11.3%

13.1%Yield2.4%

+13.3%Past year+16.1%

0.32%Fee0.30%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026