Compare · 2 funds side by side · dividends reinvested

RWLC and SPY

RWLCRayliant×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,099SPY · best of the two

02 / 04

RWLC and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Rayliant NxtGen Multifactor US Equity ETFUS Stock Styles · Factor0.32%13.13%+11.8%+13.3%+24.6%[…]−9.3%15.3%$101M1.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: RWLC 2021 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Rayliant NxtGen Multifactor US Equity ETF · $101M[…]

RWLC

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested · they hold 43.8% in common

RWLCMeasureSPY

+11.8%Year to dateJan 1 → Nov 5+8.3%

+13.3%1 yearTotal return+9.7%

+24.6%3 years · per year$10,000 became $19,339 · $18,174+22.0%

[…]5 years · per year$10,000 became […] · $17,099+11.3%

0.32%Expense ratio$32 · $9 a year on $10k · lower is better0.09%

13.13%Trailing 12-mo yield$1,313 · $103 a year on $10k1.03%

−9.3%Worst dropSmaller is better−8.9%

15.3%VolatilityLower is calmer13.6%

RWLCSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3RWLC wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RWLC vs SPY: Top 5 Holdings

Today

RWLC

25.4%in top 5

SPY

in top 527.7%

RWLCStockSPY

9.5%AAPL7.7%

5.8%NVDA7.3%

4.1%MSFT6.2%

not top 5AMZN3.9%

3.1%MAnot top 5

2.8%GOOGL2.6%

Held in common43.8%

End-of-day Nov 5, 2026 · share of each fund

RWLC vs SPY Returns, Every Period

RayliantRWLC

+13.3%

past year

SPYSPDR

+9.7%

past year

RWLCSPYFaded: behind in that period

3–0RWLC wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Stocks vs Core: RWLC vs SPY

YTD

RayliantRWLC

+11.8%

SPYSPDR

+8.3%

+11.8%Year to date+8.3%

−9.3%Worst drop · 1Y−8.9%

15.3%Volatility · 1Y13.6%

13.1%Yield1.0%

$101MAssets$805B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RWLC, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

RWLC0.32%$32

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: RWLC, SPY

13.13%highest, RWLC

FundTrailing yieldYield$10k

RWLC13.13%$1,313

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,281most kept, RWLC

RWLC$1,313 − $32 = $1,281

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: RWLC, SPY

Today

43.8%most shared, RWLC and SPY

RWLCSPY

RWLC—43.8%

SPY43.8%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.3%RWLC, at 15.3% volatility

SPYWorst drop−8.9%13.6% vol

RWLCWorst drop−9.3%15.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

RWLCSPY

+11.8%Year to date+8.3%

13.1%Yield1.0%

+13.3%Past year+9.7%

0.32%Fee0.09%

3–1RWLC wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026