Compare · 3 funds side by side · dividends reinvested

RWLC, SPY and IVV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,177IVV · best of the three

02 / 04

RWLC, SPY and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.7%+9.8%+21.8%+11.4%−8.9%13.6%$853B1.8

Rayliant NxtGen Multifactor US Equity ETFUS Stock Styles · Factor0.32%13.11%+12.0%+14.1%+24.3%[…]−9.3%15.3%$101M1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$778B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: RWLC 2021 · SPY 1993 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

Rayliant NxtGen Multifactor US Equity ETF · $101M[…]

RWLC

SPY

State Street SPDR S&P 500 ETF · $778B$17,118

$10,000 five years ago, dividends reinvested · they hold 43.6% in common

RWLCMeasureSPY

+12.0%Year to dateJan 1 → Nov 6+8.7%

+14.1%1 yearTotal return+9.7%

+24.3%3 years · per year$10,000 became $19,220 · $18,039+21.7%

[…]5 years · per year$10,000 became […] · $17,118+11.3%

0.32%Expense ratio$32 · $9 a year on $10k · lower is better0.09%

13.11%Trailing 12-mo yield$1,311 · $103 a year on $10k1.03%

−9.3%Worst dropSmaller is better−8.9%

15.3%VolatilityLower is calmer13.6%

RWLCSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3RWLC wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RWLC vs SPY: Top 5 Holdings

Today

RWLC

25.5%in top 5

SPY

in top 527.8%

RWLCStockSPY

9.8%AAPL7.9%

5.5%NVDA6.9%

4.2%MSFT6.3%

not top 5AMZN4.0%

3.1%MAnot top 5

2.9%GOOGL2.6%

Held in common43.6%

End-of-day Nov 6, 2026 · share of each fund

RWLC vs SPY Returns, Every Period

RayliantRWLC

+14.1%

past year

SPYSPDR

+9.7%

past year

RWLCSPYFaded: behind in that period

3–0RWLC wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Stocks vs Core: RWLC vs IVV

YTD

RayliantRWLC

+12.0%

IVViShares

+8.7%

+12.0%Year to date+8.7%

−9.3%Worst drop · 1Y−8.9%

15.3%Volatility · 1Y13.6%

13.1%Yield1.1%

$101MAssets$853B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RWLC, SPY, IVV

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

SPY0.09%$9

RWLC0.32%$32

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: RWLC, SPY, IVV

13.11%highest, RWLC

FundTrailing yieldYield$10k

RWLC13.11%$1,311

IVV1.14%$114

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,279most kept, RWLC

RWLC$1,311 − $32 = $1,279

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: RWLC, SPY, IVV

Today

99.9%most shared, SPY and IVV

RWLCSPYIVV

RWLC—43.6%43.7%

SPY43.6%—99.9%

IVV43.7%99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+14.1%RWLC, at 15.3% volatility

SPYWorst drop−8.9%13.6% vol

IVVWorst drop−8.9%13.6% vol

RWLCWorst drop−9.3%15.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

RWLCIVV

+12.0%Year to date+8.7%

13.1%Yield1.1%

+14.1%Past year+9.8%

0.32%Fee0.03%

3–1RWLC wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026