Compare · 3 funds side by side · dividends reinvested

SAPH, VTI and VOO

SAPHADR hedged×VTIVanguard×VOOVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,177VOO · best of the three

02 / 04

SAPH, VTI and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.4

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.8

SAP SE ADRhedgedUnsorted0.19%2.70%+3.4%−5.5%[…][…]−41.2%38.2%$912K2.7

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SAPH 2025 · VTI 2001 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

SAP SE ADRhedged · $912K[…]

SAPH

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

SAPHMeasureVTI

+3.4%Year to dateJan 1 → Nov 6+8.9%

−5.5%1 yearTotal return+9.9%

[…]3 years · per year$10,000 became […] · $18,004+21.7%

[…]5 years · per year$10,000 became […] · $16,375+10.4%

0.19%Expense ratio$19 · $3 a year on $10k · lower is better0.03%

2.70%Trailing 12-mo yield$270 · $109 a year on $10k1.09%

−41.2%Worst dropSmaller is better−8.9%

38.2%VolatilityLower is calmer13.7%

SAPHVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SAPH vs VTI: Top 5 Holdings

Today

SAPH

96.2%in top 5

VTI

in top 525.0%

SAPHStockVTI

96.2%SAPnot top 5

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

SAPH vs VTI Returns, Every Period

ADR hedgedSAPH

−5.5%

past year

VTIVanguard

+9.9%

past year

SAPHVTIFaded: behind in that period

0–2VTI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: SAPH vs VOO

YTD

ADR hedgedSAPH

+3.4%

VOOVanguard

+8.7%

+3.4%Year to date+8.7%

−41.2%Worst drop · 1Y−8.9%

38.2%Volatility · 1Y13.5%

2.7%Yield1.1%

$912KAssets$1.00T

3–1VOO wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SAPH, VTI, VOO

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VOO0.03%$3

SAPH0.19%$19

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SAPH, VTI, VOO

2.70%highest, SAPH

FundTrailing yieldYield$10k

SAPH2.70%$270

VOO1.10%$110

VTI1.09%$109

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$251most kept, SAPH

SAPH$270 − $19 = $251

VOO$110 − $3 = $107

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SAPH, VTI, VOO

Today

89.0%most shared, VTI and VOO

SAPHVTIVOO

SAPH—0.0%0.0%

VTI0.0%—89.0%

VOO0.0%89.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

VOOWorst drop−8.9%13.5% vol

VTIWorst drop−8.9%13.7% vol

SAPHWorst drop−41.2%38.2% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SAPHVTI

+3.4%Year to date+8.9%

2.7%Yield1.1%

−5.5%Past year+9.9%

0.19%Fee0.03%

3–1VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026