Compare · 4 funds side by side · dividends reinvested

SCEC, SGOV, SCHD and BND

SCECSterling Capital×SGOViShares×SCHDSchwab×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,459SCHD · best of the four

02 / 04

SCEC, SGOV, SCHD and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B2.1

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B2.3

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.4

Sterling Capital Enhanced Core Bond ETFBonds & Cash · Core aggregate0.39%5.13%−0.9%−0.5%[…][…]−4.8%3.9%$622M3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SCEC 2025 · SGOV 2020 · SCHD 2011 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $122B$16,459

SCHD

BND

Vanguard Total Bond Market ETF · $161B$9,985

$10,000 five years ago, dividends reinvested

SCHDMeasureBND

+33.2%Year to dateJan 1 → Nov 9+0.0%

+39.1%1 yearTotal return+0.3%

+19.6%3 years · per year$10,000 became $17,123 · $11,576+5.0%

+10.5%5 years · per year$10,000 became $16,459 · $9,985−0.0%

0.06%Expense ratio$6 · $3 a year on $10k · lower is better0.03%

2.96%Trailing 12-mo yield$296 · $412 a year on $10k4.12%

−6.9%Worst dropSmaller is better−4.5%

11.8%VolatilityLower is calmer4.0%

SCHDBND Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs BND: Top 5 Holdings

Today

SCHD

21.4%in top 5

BND

in top 5[…]

SCHDStockBND

4.4%PGnot top 5

4.3%TXNnot top 5

4.3%KOnot top 5

4.3%HDnot top 5

4.1%AMGNnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SCHD vs BND Returns, Every Period

SchwabSCHD

+10.5%

5 years, per year

BNDVanguard

−0.0%

5 years, per year

SCHDBNDFaded: behind in that period

4–0SCHD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Income vs Bonds: SCHD vs SCEC

YTD

SchwabSCHD

+33.2%

SCECSterling Capital

−0.9%

+33.2%Year to date−0.9%

−6.9%Worst drop · 1Y−4.8%

11.8%Volatility · 1Y3.9%

3.0%Yield5.1%

$122BAssets$622M

3–1SCEC wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCEC, SGOV, SCHD, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

SCHD0.06%$6

SGOV0.09%$9

SCEC0.39%$39

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SCEC, SGOV, SCHD, BND

5.13%highest, SCEC

FundTrailing yieldYield$10k

SCEC5.13%$513

BND4.12%$412

SGOV3.63%$363

SCHD2.96%$296

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$474most kept, SCEC

SCEC$513 − $39 = $474

BND$412 − $3 = $409

SGOV$363 − $9 = $354

SCHD$296 − $6 = $290

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SCEC, SGOV, SCHD, BND

Today

0.0%most shared, SCEC and SCHD

SCECSGOVSCHDBND

SCEC—[…]0.0%[…]

SGOV[…]—[…][…]

SCHD0.0%[…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.1%SCHD, at 11.8% volatility

SGOVWorst drop0.0%0.2% vol

SCECWorst drop−4.8%3.9% vol

BNDWorst drop−4.5%4.0% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCECSCHD

−0.9%Year to date+33.2%

5.1%Yield3.0%

−0.5%Past year+39.1%

0.39%Fee0.06%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026