Compare · 3 funds side by side · dividends reinvested

SCHA, VUG and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

SCHA, VUG and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$778B1.8

Schwab U.S. Small-Cap ETFUS Stock Styles · Small cap0.03%1.15%+13.7%+18.2%+20.0%+5.7%−11.2%19.1%$21.7B1.9

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.42%+1.4%+0.2%+22.6%+10.0%−15.1%19.0%$233B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SCHA 2009 · VUG 2004 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Small-Cap ETF · $21.7B$13,171

SCHA

VUG

Vanguard Morningstar Growth ETF · $233B$16,124

$10,000 five years ago, dividends reinvested · they hold 0.1% in common

SCHAMeasureVUG

+13.7%Year to dateJan 1 → Nov 6+1.4%

+18.2%1 yearTotal return+0.2%

+20.0%3 years · per year$10,000 became $17,285 · $18,415+22.6%

+5.7%5 years · per year$10,000 became $13,171 · $16,124+10.0%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

1.15%Trailing 12-mo yield$115 · $42 a year on $10k0.42%

−11.2%Worst dropSmaller is better−15.1%

19.1%VolatilityLower is calmer19.0%

SCHAVUG Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3SCHA wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHA vs VUG: Top 5 Holdings

Today

SCHA

1.6%in top 5

VUG

in top 545.2%

SCHAStockVUG

not top 5NVDA13.5%

not top 5AAPL12.5%

not top 5MSFT9.7%

not top 5GOOGL5.2%

not top 5AVGO4.3%

0.3%HALOnot top 5

0.3%Wnot top 5

0.3%GKOSnot top 5

0.3%AHRnot top 5

0.3%GVMXXnot top 5

Held in common0.1%

End-of-day Nov 6, 2026 · share of each fund

SCHA vs VUG Returns, Every Period

SchwabSCHA

+5.7%

5 years, per year

VUGVanguard

+10.0%

5 years, per year

SCHAVUGFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Stocks vs Core: SCHA vs SPY

YTD

SchwabSCHA

+13.7%

SPYSPDR

+8.7%

+13.7%Year to date+8.7%

−11.2%Worst drop · 1Y−8.9%

19.1%Volatility · 1Y13.6%

1.1%Yield1.0%

$21.7BAssets$778B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHA, VUG, SPY

Today

0.03%lowest, SCHA

FundExpense ratioFee$10k

SCHA0.03%$3

VUG0.03%$3

SPY0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SCHA, VUG, SPY

1.15%highest, SCHA

FundTrailing yieldYield$10k

SCHA1.15%$115

SPY1.03%$103

VUG0.42%$42

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$112most kept, SCHA

SCHA$115 − $3 = $112

SPY$103 − $9 = $94

VUG$42 − $3 = $39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SCHA, VUG, SPY

Today

54.8%most shared, VUG and SPY

SCHAVUGSPY

SCHA—0.1%0.0%

VUG0.1%—54.8%

SPY0.0%54.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+18.2%SCHA, at 19.1% volatility

SPYWorst drop−8.9%13.6% vol

VUGWorst drop−15.1%19.0% vol

SCHAWorst drop−11.2%19.1% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHASPY

+13.7%Year to date+8.7%

1.1%Yield1.0%

+18.2%Past year+9.7%

0.03%Fee0.09%

4–0SCHA wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026