Compare · 3 funds side by side · dividends reinvested

SCHB, HAPI and IWF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,270SCHB · best of the three

02 / 04

SCHB, HAPI and IWF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Broad Market ETFUS Stock Styles · Large cap0.03%1.04%+13.3%+13.3%+24.0%+11.5%−8.9%13.1%$44.9B1.4

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$503M1.7

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.37%−0.1%−3.0%+22.3%+10.6%−15.6%18.3%$121B2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: SCHB 2009 · HAPI 2022 · IWF 2000

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Broad Market ETF · $44.9B$17,270

SCHB

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 46.3% in common

SCHBMeasureHAPI

+13.3%Year to dateJan 1 → Nov 4+12.3%

+13.3%1 yearTotal return+13.6%

+24.0%3 years · per year$10,000 became $19,056 · $19,002+23.9%

+11.5%5 years · per year$10,000 became $17,270 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

1.04%Trailing 12-mo yield$104 · $77 a year on $10k0.77%

−8.9%Worst dropSmaller is better−8.1%

13.1%VolatilityLower is calmer12.2%

SCHBHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3SCHB wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHB vs HAPI: Top 5 Holdings

Today

SCHB

24.4%in top 5

HAPI

in top 527.0%

SCHBStockHAPI

6.8%NVDA5.1%

6.6%AAPL5.9%

5.3%MSFT5.9%

3.4%AMZN5.7%

not top 5META4.4%

2.2%GOOGLnot top 5

Held in common46.3%

End-of-day Nov 4, 2026 · share of each fund

SCHB vs HAPI Returns, Every Period

SchwabSCHB

+13.3%

past year

HAPIHarbor

+13.6%

past year

SCHBHAPIFaded: behind in that period

2–1SCHB wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

SCHB vs HAPI

YTD

SchwabSCHB

+13.3%

HAPIHarbor

+12.3%

+13.3%Year to date+12.3%

−8.9%Worst drop · 1Y−8.1%

13.1%Volatility · 1Y12.2%

1.0%Yield0.8%

$44.9BAssets$503M

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHB, HAPI, IWF

Today

0.03%lowest, SCHB

FundExpense ratioFee$10k

SCHB0.03%$3

IWF0.18%$18

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: SCHB, HAPI, IWF

1.04%highest, SCHB

FundTrailing yieldYield$10k

SCHB1.04%$104

HAPI0.77%$77

IWF0.37%$37

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$101most kept, SCHB

SCHB$104 − $3 = $101

HAPI$77 − $35 = $42

IWF$37 − $18 = $19

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: SCHB, HAPI, IWF

Today

53.5%most shared, SCHB and IWF

SCHBHAPIIWF

SCHB—46.3%53.5%

HAPI46.3%—43.6%

IWF53.5%43.6%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.6%HAPI, at 12.2% volatility

HAPIWorst drop−8.1%12.2% vol

SCHBWorst drop−8.9%13.1% vol

IWFWorst drop−15.6%18.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHBHAPI

+13.3%Year to date+12.3%

1.0%Yield0.8%

+13.3%Past year+13.6%

0.03%Fee0.35%

3–1SCHB wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 4, 2026

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026