Compare · 4 funds side by side · dividends reinvested

SCHB, HAPI, VO and VUG

SCHBSchwab×HAPIHarbor×VOVanguard×VUGVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,377SCHB · best of the four

02 / 04

SCHB, HAPI, VO and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.39%+10.6%+11.6%+18.6%+6.3%−8.2%12.9%$103B1.9

Schwab U.S. Broad Market ETFUS Stock Styles · Large cap0.03%1.09%+8.8%+9.7%+21.6%+10.4%−8.9%13.8%$42.9B2.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$503M2.3

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.42%+1.4%+0.2%+22.6%+10.0%−15.1%19.0%$233B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SCHB 2009 · HAPI 2022 · VO 2004 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Broad Market ETF · $42.9B$16,377

SCHB

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 46.9% in common

SCHBMeasureHAPI

+8.8%Year to dateJan 1 → Nov 6+8.0%

+9.7%1 yearTotal return+9.9%

+21.6%3 years · per year$10,000 became $17,991 · $18,006+21.7%

+10.4%5 years · per year$10,000 became $16,377 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

1.09%Trailing 12-mo yield$109 · $80 a year on $10k0.80%

−8.9%Worst dropSmaller is better−8.1%

13.8%VolatilityLower is calmer12.7%

SCHBHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4HAPI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHB vs HAPI: Top 5 Holdings

Today

SCHB

24.8%in top 5

HAPI

in top 527.4%

SCHBStockHAPI

7.1%AAPL6.2%

6.2%NVDA4.6%

5.6%MSFT6.2%

3.6%AMZN6.0%

not top 5META4.4%

2.3%GOOGLnot top 5

Held in common46.9%

End-of-day Nov 6, 2026 · share of each fund

SCHB vs HAPI Returns, Every Period

SchwabSCHB

+9.7%

past year

HAPIHarbor

+9.9%

past year

SCHBHAPIFaded: behind in that period

1–2HAPI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SCHB vs VO

YTD

SchwabSCHB

+8.8%

VOVanguard

+10.6%

+8.8%Year to date+10.6%

−8.9%Worst drop · 1Y−8.2%

13.8%Volatility · 1Y12.9%

1.1%Yield1.4%

$42.9BAssets$103B

4–0VO wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHB, HAPI, VO, VUG

Today

0.03%lowest, SCHB

FundExpense ratioFee$10k

SCHB0.03%$3

VO0.03%$3

VUG0.03%$3

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SCHB, HAPI, VO, VUG

1.39%highest, VO

FundTrailing yieldYield$10k

VO1.39%$139

SCHB1.09%$109

HAPI0.80%$80

VUG0.42%$42

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, VO

VO$139 − $3 = $136

SCHB$109 − $3 = $106

HAPI$80 − $35 = $45

VUG$42 − $3 = $39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SCHB, HAPI, VO, VUG

Today

50.0%most shared, SCHB and VUG

SCHBHAPIVOVUG

SCHB—46.9%15.4%50.0%

HAPI46.9%—13.5%43.6%

VO15.4%13.5%—10.2%

VUG50.0%43.6%10.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+11.6%VO, at 12.9% volatility

HAPIWorst drop−8.1%12.7% vol

VOWorst drop−8.2%12.9% vol

SCHBWorst drop−8.9%13.8% vol

VUGWorst drop−15.1%19.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VOSCHB

+10.6%Year to date+8.8%

1.4%Yield1.1%

+11.6%Past year+9.7%

0.03%Fee0.03%

3–0VO wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026