Compare · 4 funds side by side · dividends reinvested

SCHB, HAPI, VUG and VTV

SCHBSchwab×HAPIHarbor×VUGVanguard×VTVVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,865VTV · best of the four

02 / 04

SCHB, HAPI, VUG and VTV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.83%+20.9%+25.4%+21.0%+12.3%−6.4%10.8%$184B1.4

Schwab U.S. Broad Market ETFUS Stock Styles · Large cap0.03%1.06%+11.5%+13.7%+21.8%+10.8%−8.9%14.0%$43.2B2.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M2.7

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.41%+4.2%+4.7%+22.9%+10.6%−15.1%19.1%$233B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SCHB 2009 · HAPI 2022 · VUG 2004 · VTV 2004

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Broad Market ETF · $43.2B$16,705

SCHB

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

$10,000 five years ago, dividends reinvested · they hold 46.8% in common

SCHBMeasureHAPI

+11.5%Year to dateJan 1 → Nov 9+10.6%

+13.7%1 yearTotal return+13.6%

+21.8%3 years · per year$10,000 became $18,080 · $18,105+21.9%

+10.8%5 years · per year$10,000 became $16,705 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

1.06%Trailing 12-mo yield$106 · $78 a year on $10k0.78%

−8.9%Worst dropSmaller is better−8.1%

14.0%VolatilityLower is calmer12.9%

SCHBHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3SCHB wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHB vs HAPI: Top 5 Holdings

Today

SCHB

24.8%in top 5

HAPI

in top 527.5%

SCHBStockHAPI

7.0%AAPL6.2%

6.3%NVDA4.7%

5.5%MSFT6.1%

3.6%AMZN6.0%

not top 5META4.4%

2.3%GOOGLnot top 5

Held in common46.8%

End-of-day Nov 9, 2026 · share of each fund

SCHB vs HAPI Returns, Every Period

SchwabSCHB

+13.7%

past year

HAPIHarbor

+13.6%

past year

SCHBHAPIFaded: behind in that period

2–1SCHB wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SCHB vs VTV

YTD

SchwabSCHB

+11.5%

VTVVanguard

+20.9%

+11.5%Year to date+20.9%

−8.9%Worst drop · 1Y−6.4%

14.0%Volatility · 1Y10.8%

1.1%Yield1.8%

$43.2BAssets$184B

4–0VTV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHB, HAPI, VUG, VTV

Today

0.03%lowest, SCHB

FundExpense ratioFee$10k

SCHB0.03%$3

VUG0.03%$3

VTV0.03%$3

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SCHB, HAPI, VUG, VTV

1.83%highest, VTV

FundTrailing yieldYield$10k

VTV1.83%$183

SCHB1.06%$106

HAPI0.78%$78

VUG0.41%$41

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$180most kept, VTV

VTV$183 − $3 = $180

SCHB$106 − $3 = $103

HAPI$78 − $35 = $43

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SCHB, HAPI, VUG, VTV

Today

50.3%most shared, SCHB and VUG

SCHBHAPIVUGVTV

SCHB—46.8%50.3%39.3%

HAPI46.8%—43.8%35.5%

VUG50.3%43.8%—1.9%

VTV39.3%35.5%1.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+25.4%VTV, at 10.8% volatility

VTVWorst drop−6.4%10.8% vol

HAPIWorst drop−8.1%12.9% vol

SCHBWorst drop−8.9%14.0% vol

VUGWorst drop−15.1%19.1% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VTVSCHB

+20.9%Year to date+11.5%

1.8%Yield1.1%

+25.4%Past year+13.7%

0.03%Fee0.03%

3–0VTV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

VTV vs SCHV

YTD

VanguardVTV

+20.9%

SCHVSchwab

+18.7%

+20.9%Year to date+18.7%

1.8%Yield1.8%

$184BAssets$15.4B

1–0VTV wins

End-of-day Nov 9, 2026