Compare · 2 funds side by side · dividends reinvested

SCHD and BIL

SCHDSchwab×BILSPDR×

Versus in desk

02 / 04

IWD+0.4%

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Portfolio

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,418SCHD · best of the two

Story of the two · IncomeMost incomeBIL · 3.67% · $367 a year on $10k

Story of the two · RiskSmallest drop

SCHD and BIL, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.93%+34.6%+39.3%+19.9%+10.4%−6.9%11.8%$123B1.4

State Street SPDR Bloomberg 1-3 Month T-Bill ETFBonds & Cash · Cash & T-bills0.14%3.67%+3.1%+3.7%+4.4%+3.8%−0.0%0.2%$49.0B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 11, 2026 · returns include dividends · since: SCHD 2011 · BIL 2007

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Schwab U.S. Dividend Equity ETF · $123B$16,418

SCHD

BIL

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · $49.0B$12,025

$10,000 five years ago, dividends reinvested

SCHDMeasureBIL

+34.6%

More Ways to See the Pairs

SCHD vs BIL: Top 5 Holdings

Today

SCHD

21.7%in top 5

BIL

in top 5[…]

SCHDStockBIL

4.6%TXNnot top 5

4.4%PGnot top 5

4.3%HDnot top 5

4.3%KOnot top 5

4.1%AMGNnot top 5

Cost, Income and Risk

Fees: SCHD, BIL

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

BIL0.14%$14

End-of-day Nov 11, 2026 · fee on $10,000 a year

Yields: SCHD, BIL

1Y

3.67%highest, BIL

FundTrailing yieldYield

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+34.6%

VIGVanguard

+16.0%

+34.6%Year to date+16.0%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 11, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.1%

JEPIJ.P. Morgan

+8.6%

Year to dateJan 1 → Nov 11

+3.1%

+39.3%1 yearTotal return+3.7%

+19.9%3 years · per year$10,000 became $17,234 · $11,392+4.4%

+10.4%5 years · per year$10,000 became $16,418 · $12,025+3.8%

0.06%Expense ratio$6 · $14 a year on $10k · lower is better0.14%

2.93%Trailing 12-mo yield$293 · $367 a year on $10k3.67%

−6.9%Worst dropSmaller is better−0.0%

11.8%VolatilityLower is calmer0.2%

SCHDBIL Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SCHD wins

End-of-day Nov 11, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

Held in common[…]

End-of-day Nov 11, 2026 · share of each fund

SCHD vs BIL Returns, Every Period

5Y

SchwabSCHD

+10.4%

5 years, per year

BILSPDR

+3.8%

5 years, per year

SCHDBILFaded: behind in that period

4–0SCHD wins

End-of-day Nov 11, 2026 · dividends in · faded = behind in that period

Income vs Bonds: SCHD vs BIL

YTD

SchwabSCHD

+34.6%

BILSPDR

+3.1%

+34.6%Year to date+3.1%

−6.9%Worst drop · 1Y−0.0%

11.8%Volatility · 1Y0.2%

2.9%Yield3.7%

$123BAssets$49.0B

3–1BIL wins

End-of-day Nov 11, 2026 · smaller drop and lower volatility win

$10k

BIL3.67%$367

SCHD2.93%$293

End-of-day Nov 11, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$353most kept, BIL

BIL$367 − $14 = $353

SCHD$293 − $6 = $287

KeptFee

End-of-day Nov 11, 2026 · yield in dollars minus the fee

Overlap: SCHD, BIL

Today

[…]holdings […]

SCHDBIL

SCHD—[…]

BIL[…]—

End-of-day Nov 11, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

1Y

+39.3%SCHD, at 11.8% volatility

BILWorst drop−0.0%0.2% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 11, 2026 · up and left is better

Paid More vs Made More

YTD

BILSCHD

+3.1%Year to date+34.6%

3.7%Yield2.9%

+3.7%Past year+39.3%

0.14%Fee0.06%

3–1SCHD wins

End-of-day Nov 11, 2026

+3.1%

3.6%Yield3.7%

$117BAssets$49.0B

1–1level

End-of-day Nov 11, 2026

+8.1%Year to date+8.6%

12.2%Yield7.8%

$42.0BAssets$46.6B

1–1level

End-of-day Nov 11, 2026

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SCHD and BIL

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Two