Compare · 3 funds side by side · dividends reinvested

SCHD, CATF and SGOV

SCHDSchwab×CATFAmerican Century×SGOViShares×

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,428SCHD · best of the three

Story of the three · IncomeMost incomeSGOV · 3.63% · $363 a year on $10k

Story of the three · RiskSmallest drop

SCHD, CATF and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B1.6

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.94%+33.8%+38.8%+19.5%+10.4%−6.9%11.8%$122B1.8

American Century California Municipal Bond ETFBonds & Cash · Municipal0.25%3.57%+0.8%+1.1%[…][…]−6.3%4.1%$167M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 10, 2026 · returns include dividends · since: SCHD 2011 · CATF 2024 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Schwab U.S. Dividend Equity ETF · $122B$16,428

SCHD

CATF

American Century California Municipal Bond ETF · $167M[…]

$10,000 five years ago, dividends reinvested

SCHDMeasure

More Ways to See the Pairs

SCHD vs CATF: Top 5 Holdings

Today

SCHD

21.4%in top 5

CATF

in top 5[…]

SCHDStockCATF

4.4%PGnot top 5

4.3%TXNnot top 5

4.3%KOnot top 5

4.3%HDnot top 5

4.1%AMGNnot top 5

Cost, Income and Risk

Fees: SCHD, CATF, SGOV

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SGOV0.09%$9

CATF0.25%$25

End-of-day Nov 10, 2026 · fee on $10,000 a year

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

CATF

+33.8%Year to dateJan 1 → Nov 10+0.8%

+38.8%1 yearTotal return+1.1%

+19.5%3 years · per year$10,000 became $17,062 · […][…]

+10.4%5 years · per year$10,000 became $16,428 · […][…]

0.06%Expense ratio$6 · $25 a year on $10k · lower is better0.25%

2.94%Trailing 12-mo yield$294 · $357 a year on $10k3.57%

−6.9%Worst dropSmaller is better−6.3%

11.8%VolatilityLower is calmer4.1%

SCHDCATF Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 10, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

Held in common[…]

End-of-day Nov 10, 2026 · share of each fund

SCHD vs CATF Returns, Every Period

1Y

SchwabSCHD

+38.8%

past year

CATFAmerican Century

+1.1%

past year

SCHDCATFFaded: behind in that period

2–0SCHD wins

End-of-day Nov 10, 2026 · dividends in · faded = behind in that period

Income vs Bonds: SCHD vs SGOV

YTD

SchwabSCHD

+33.8%

SGOViShares

+3.2%

+33.8%Year to date+3.2%

−6.9%Worst drop · 1Y+0.0%

11.8%Volatility · 1Y0.2%

2.9%Yield3.6%

$122BAssets$116B

3–1SGOV wins

End-of-day Nov 10, 2026 · smaller drop and lower volatility win

Yields: SCHD, CATF, SGOV

1Y

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

CATF3.57%$357

SCHD2.94%$294

End-of-day Nov 10, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$354most kept, SGOV

SGOV$363 − $9 = $354

CATF$357 − $25 = $332

SCHD$294 − $6 = $288

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee

Overlap: SCHD, CATF, SGOV

Today

[…]holdings […]

SCHDCATFSGOV

SCHD—[…][…]

CATF[…]—[…]

SGOV[…][…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+38.8%SCHD, at 11.8% volatility

SGOVWorst drop0.0%0.2% vol

CATFWorst drop−6.3%4.1% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 10, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVSCHD

+3.2%Year to date+33.8%

3.6%Yield2.9%

+3.8%Past year+38.8%

0.09%Fee0.06%

3–1SCHD wins

End-of-day Nov 10, 2026

+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 10, 2026

+6.0%Year to date+7.6%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 10, 2026

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SCHD, CATF and SGOV

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three

Yields: SCHD, CATF, SGOV