Compare · 3 funds side by side · dividends reinvested

SCHD, CPLB and SGOV

SCHDSchwab×CPLBNY Life Investments×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,267SCHD · best of the three

02 / 04

SCHD, CPLB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.9

NYLI MacKay Core Plus Bond ETFBonds & Cash · Core aggregate0.35%5.48%+0.3%+1.3%+6.9%+0.7%−4.0%3.7%$495M2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SCHD 2011 · CPLB 2021 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $120B$16,267

SCHD

CPLB

NYLI MacKay Core Plus Bond ETF · $495M$10,335

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

SCHDMeasureCPLB

+31.4%Year to dateJan 1 → Nov 6+0.3%

+37.0%1 yearTotal return+1.3%

+20.0%3 years · per year$10,000 became $17,266 · $12,226+6.9%

+10.2%5 years · per year$10,000 became $16,267 · $10,335+0.7%

0.06%Expense ratio$6 · $35 a year on $10k · lower is better0.35%

3.00%Trailing 12-mo yield$300 · $548 a year on $10k5.48%

−6.9%Worst dropSmaller is better−4.0%

11.7%VolatilityLower is calmer3.7%

SCHDCPLB Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs CPLB: Top 5 Holdings

Today

SCHD

21.4%in top 5

CPLB

in top 50.6%

SCHDStockCPLB

4.5%PGnot top 5

4.3%HDnot top 5

4.3%TXNnot top 5

4.3%KOnot top 5

4.1%AMGNnot top 5

not top 5CASH0.6%

not top 5NINE0.0%

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

SCHD vs CPLB Returns, Every Period

SchwabSCHD

+10.2%

5 years, per year

CPLBNY Life Investments

+0.7%

5 years, per year

SCHDCPLBFaded: behind in that period

4–0SCHD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Income vs Bonds: SCHD vs CPLB

YTD

SchwabSCHD

+31.4%

CPLBNY Life Investments

+0.3%

+31.4%Year to date+0.3%

−6.9%Worst drop · 1Y−4.0%

11.7%Volatility · 1Y3.7%

3.0%Yield5.5%

$120BAssets$495M

3–1CPLB wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHD, CPLB, SGOV

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SGOV0.09%$9

CPLB0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SCHD, CPLB, SGOV

5.48%highest, CPLB

FundTrailing yieldYield$10k

CPLB5.48%$548

SGOV3.63%$363

SCHD3.00%$300

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$513most kept, CPLB

CPLB$548 − $35 = $513

SGOV$363 − $9 = $354

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SCHD, CPLB, SGOV

Today

0.0%most shared, SCHD and CPLB

SCHDCPLBSGOV

SCHD—0.0%[…]

CPLB0.0%—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

SGOVWorst drop0.0%0.2% vol

CPLBWorst drop−4.0%3.7% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

CPLBSCHD

+0.3%Year to date+31.4%

5.5%Yield3.0%

+1.3%Past year+37.0%

0.35%Fee0.06%

3–1SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026