Compare · 2 funds side by side · dividends reinvested

SCHD and EMHC

SCHDSchwab×EMHCSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,267SCHD · best of the two

02 / 04

SCHD and EMHC, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.4

State Street SPDR Bloomberg Emerging Markets USD Bond ETFBonds & Cash · International0.23%6.34%−0.7%+0.8%+8.9%+1.2%−5.4%5.6%$321M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SCHD 2011 · EMHC 2021

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $120B$16,267

SCHD

EMHC

State Street SPDR Bloomberg Emerging Markets USD Bond ETF · $321M$10,626

$10,000 five years ago, dividends reinvested

SCHDMeasureEMHC

+31.4%Year to dateJan 1 → Nov 6−0.7%

+37.0%1 yearTotal return+0.8%

+20.0%3 years · per year$10,000 became $17,266 · $12,907+8.9%

+10.2%5 years · per year$10,000 became $16,267 · $10,626+1.2%

0.06%Expense ratio$6 · $23 a year on $10k · lower is better0.23%

3.00%Trailing 12-mo yield$300 · $634 a year on $10k6.34%

−6.9%Worst dropSmaller is better−5.4%

11.7%VolatilityLower is calmer5.6%

SCHDEMHC Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs EMHC: Top 5 Holdings

Today

SCHD

21.4%in top 5

EMHC

in top 5[…]

SCHDStockEMHC

4.5%PGnot top 5

4.3%HDnot top 5

4.3%TXNnot top 5

4.3%KOnot top 5

4.1%AMGNnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SCHD vs EMHC Returns, Every Period

SchwabSCHD

+10.2%

5 years, per year

EMHCSPDR

+1.2%

5 years, per year

SCHDEMHCFaded: behind in that period

4–0SCHD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Income vs Bonds: SCHD vs EMHC

YTD

SchwabSCHD

+31.4%

EMHCSPDR

−0.7%

+31.4%Year to date−0.7%

−6.9%Worst drop · 1Y−5.4%

11.7%Volatility · 1Y5.6%

3.0%Yield6.3%

$120BAssets$321M

3–1EMHC wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHD, EMHC

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

EMHC0.23%$23

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SCHD, EMHC

6.34%highest, EMHC

FundTrailing yieldYield$10k

EMHC6.34%$634

SCHD3.00%$300

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$611most kept, EMHC

EMHC$634 − $23 = $611

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SCHD, EMHC

Today

[…]holdings […]

SCHDEMHC

SCHD—[…]

EMHC[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+37.0%SCHD, at 11.7% volatility

EMHCWorst drop−5.4%5.6% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

EMHCSCHD

−0.7%Year to date+31.4%

6.3%Yield3.0%

+0.8%Past year+37.0%

0.23%Fee0.06%

3–1SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026