Compare · 3 funds side by side · dividends reinvested

SCHD, GSST and SGOV

SCHDSchwab×GSSTGoldman Sachs×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,267SCHD · best of the three

02 / 04

SCHD, GSST and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.8

Goldman Sachs Ultra Short Bond ETFBonds & Cash · Ultra-short0.20%4.18%+3.3%+4.0%+5.4%+4.1%−0.2%0.5%$1.8B2.0

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SCHD 2011 · GSST 2019 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $120B$16,267

SCHD

GSST

Goldman Sachs Ultra Short Bond ETF · $1.8B$12,231

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

SCHDMeasureGSST

+31.4%Year to dateJan 1 → Nov 6+3.3%

+37.0%1 yearTotal return+4.0%

+20.0%3 years · per year$10,000 became $17,266 · $11,705+5.4%

+10.2%5 years · per year$10,000 became $16,267 · $12,231+4.1%

0.06%Expense ratio$6 · $20 a year on $10k · lower is better0.20%

3.00%Trailing 12-mo yield$300 · $418 a year on $10k4.18%

−6.9%Worst dropSmaller is better−0.2%

11.7%VolatilityLower is calmer0.5%

SCHDGSST Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs GSST: Top 5 Holdings

Today

SCHD

21.4%in top 5

GSST

in top 51.4%

SCHDStockGSST

4.5%PGnot top 5

4.3%HDnot top 5

4.3%TXNnot top 5

4.3%KOnot top 5

4.1%AMGNnot top 5

not top 5GIL1.4%

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

SCHD vs GSST Returns, Every Period

SchwabSCHD

+10.2%

5 years, per year

GSSTGoldman Sachs

+4.1%

5 years, per year

SCHDGSSTFaded: behind in that period

4–0SCHD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Income vs Bonds: SCHD vs GSST

YTD

SchwabSCHD

+31.4%

GSSTGoldman Sachs

+3.3%

+31.4%Year to date+3.3%

−6.9%Worst drop · 1Y−0.2%

11.7%Volatility · 1Y0.5%

3.0%Yield4.2%

$120BAssets$1.8B

3–1GSST wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHD, GSST, SGOV

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SGOV0.09%$9

GSST0.20%$20

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SCHD, GSST, SGOV

4.18%highest, GSST

FundTrailing yieldYield$10k

GSST4.18%$418

SGOV3.63%$363

SCHD3.00%$300

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$398most kept, GSST

GSST$418 − $20 = $398

SGOV$363 − $9 = $354

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SCHD, GSST, SGOV

Today

0.0%most shared, SCHD and GSST

SCHDGSSTSGOV

SCHD—0.0%[…]

GSST0.0%—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

SGOVWorst drop0.0%0.2% vol

GSSTWorst drop−0.2%0.5% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

GSSTSCHD

+3.3%Year to date+31.4%

4.2%Yield3.0%

+4.0%Past year+37.0%

0.20%Fee0.06%

3–1SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026