Compare · 2 funds side by side · dividends reinvested

SCHD and IAU

SCHDSchwab×IAUiShares×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$22,317IAU · best of the two

02 / 04

SCHD and IAU, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$123B1.3

iShares Gold TrustCommodities · Gold0.25%0.00%−5.9%+1.1%+26.4%+17.4%−28.2%28.9%$59.9B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: SCHD 2011 · IAU 2005

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $123B$16,881

SCHD

IAU

iShares Gold Trust · $59.9B$22,317

$10,000 five years ago, dividends reinvested

SCHDMeasureIAU

+35.3%Year to dateJan 1 → Nov 4−5.9%

+41.6%1 yearTotal return+1.1%

+21.4%3 years · per year$10,000 became $17,908 · $20,209+26.4%

+11.0%5 years · per year$10,000 became $16,881 · $22,317+17.4%

0.06%Expense ratio$6 · $25 a year on $10k · lower is better0.25%

2.91%Trailing 12-mo yield$291 · $0 a year on $10k0.00%

−6.9%Worst dropSmaller is better−28.2%

11.5%VolatilityLower is calmer28.9%

SCHDIAU Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2SCHD wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs IAU: Top 5 Holdings

Today

SCHD

21.6%in top 5

IAU

in top 5[…]

SCHDStockIAU

4.8%TXNnot top 5

4.3%PGnot top 5

4.2%KOnot top 5

4.2%CVXnot top 5

4.1%COPnot top 5

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

SCHD vs IAU Returns, Every Period

SchwabSCHD

+11.0%

5 years, per year

IAUiShares

+17.4%

5 years, per year

SCHDIAUFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Income vs Commodities: SCHD vs IAU

YTD

SchwabSCHD

+35.3%

IAUiShares

−5.9%

+35.3%Year to date−5.9%

−6.9%Worst drop · 1Y−28.2%

11.5%Volatility · 1Y28.9%

2.9%Yield0.0%

$123BAssets$59.9B

4–0SCHD wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHD, IAU

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

IAU0.25%$25

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: SCHD, IAU

2.91%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.91%$291

IAU0.00%$0

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

IAU$0 − $25 = −$25

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: SCHD, IAU

Today

[…]holdings […]

SCHDIAU

SCHD—[…]

IAU[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+41.6%SCHD, at 11.5% volatility

SCHDWorst drop−6.9%11.5% vol

IAUWorst drop−28.2%28.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDIAU

+35.3%Year to date−5.9%

2.9%Yield0.0%

+41.6%Past year+1.1%

0.06%Fee0.25%

4–0SCHD wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−6.0%

−5.8%Year to date−6.0%

0.10% · $10Fee · on $10k a year0.40% · $40

$29.7BAssets$131B

2–0GLDM wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026