Compare · 2 funds side by side · dividends reinvested

SCHD and IBTO

SCHDSchwab×IBTOiShares×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,375SCHD · best of the two

02 / 04

SCHD and IBTO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.4

iShares iBonds Dec 2033 Term Treasury ETFBonds & Cash · Treasuries0.07%4.23%−0.8%−0.5%+5.1%[…]−5.8%4.5%$517M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SCHD 2011 · IBTO 2023

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $123B$16,375

SCHD

IBTO

iShares iBonds Dec 2033 Term Treasury ETF · $517M[…]

$10,000 five years ago, dividends reinvested

SCHDMeasureIBTO

+32.3%Year to dateJan 1 → Nov 5−0.8%

+38.7%1 yearTotal return−0.5%

+20.3%3 years · per year$10,000 became $17,414 · $11,612+5.1%

+10.4%5 years · per year$10,000 became $16,375 · […][…]

0.06%Expense ratio$6 · $7 a year on $10k · lower is better0.07%

2.98%Trailing 12-mo yield$298 · $423 a year on $10k4.23%

−6.9%Worst dropSmaller is better−5.8%

11.7%VolatilityLower is calmer4.5%

SCHDIBTO Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3SCHD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs IBTO: Top 5 Holdings

Today

SCHD

21.7%in top 5

IBTO

in top 5[…]

SCHDStockIBTO

4.7%TXNnot top 5

4.4%PGnot top 5

4.3%HDnot top 5

4.2%KOnot top 5

4.2%AMGNnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SCHD vs IBTO Returns, Every Period

SchwabSCHD

+38.7%

past year

IBTOiShares

−0.5%

past year

SCHDIBTOFaded: behind in that period

3–0SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Income vs Bonds: SCHD vs IBTO

YTD

SchwabSCHD

+32.3%

IBTOiShares

−0.8%

+32.3%Year to date−0.8%

−6.9%Worst drop · 1Y−5.8%

11.7%Volatility · 1Y4.5%

3.0%Yield4.2%

$123BAssets$517M

3–1IBTO wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHD, IBTO

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

IBTO0.07%$7

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SCHD, IBTO

4.23%highest, IBTO

FundTrailing yieldYield$10k

IBTO4.23%$423

SCHD2.98%$298

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$416most kept, IBTO

IBTO$423 − $7 = $416

SCHD$298 − $6 = $292

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SCHD, IBTO

Today

[…]holdings […]

SCHDIBTO

SCHD—[…]

IBTO[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+38.7%SCHD, at 11.7% volatility

IBTOWorst drop−5.8%4.5% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

IBTOSCHD

−0.8%Year to date+32.3%

4.2%Yield3.0%

−0.5%Past year+38.7%

0.07%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026