Compare · 3 funds side by side · dividends reinvested

SCHD, IVV and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,118IVV · best of the three

02 / 04

SCHD, IVV and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$123B1.6

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.09%+13.4%+13.5%+24.2%+12.6%−8.9%12.9%$887B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: SCHD 2011 · IVV 2000 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $123B$16,881

SCHD

IVV

iShares Core S&P 500 ETF · $887B$18,118

$10,000 five years ago, dividends reinvested · they hold 8.4% in common

SCHDMeasureIVV

+35.3%Year to dateJan 1 → Nov 4+13.4%

+41.6%1 yearTotal return+13.5%

+21.4%3 years · per year$10,000 became $17,908 · $19,178+24.2%

+11.0%5 years · per year$10,000 became $16,881 · $18,118+12.6%

0.06%Expense ratio$6 · $3 a year on $10k · lower is better0.03%

2.91%Trailing 12-mo yield$291 · $109 a year on $10k1.09%

−6.9%Worst dropSmaller is better−8.9%

11.5%VolatilityLower is calmer12.9%

SCHDIVV Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SCHD wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs IVV: Top 5 Holdings

Today

SCHD

21.6%in top 5

IVV

in top 527.3%

SCHDStockIVV

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

4.8%TXNnot top 5

4.3%PGnot top 5

4.2%KOnot top 5

4.2%CVXnot top 5

4.1%COPnot top 5

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common8.4%

End-of-day Nov 4, 2026 · share of each fund

SCHD vs IVV Returns, Every Period

SchwabSCHD

+11.0%

5 years, per year

IVViShares

+12.6%

5 years, per year

SCHDIVVFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Income vs Core: SCHD vs IVV

YTD

SchwabSCHD

+35.3%

IVViShares

+13.4%

+35.3%Year to date+13.4%

−6.9%Worst drop · 1Y−8.9%

11.5%Volatility · 1Y12.9%

2.9%Yield1.1%

$123BAssets$887B

4–0SCHD wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHD, IVV, SPY

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

SCHD0.06%$6

SPY0.09%$9

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: SCHD, IVV, SPY

2.91%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.91%$291

IVV1.09%$109

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

IVV$109 − $3 = $106

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: SCHD, IVV, SPY

Today

99.9%most shared, IVV and SPY

SCHDIVVSPY

SCHD—8.4%8.4%

IVV8.4%—99.9%

SPY8.4%99.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+41.6%SCHD, at 11.5% volatility

SCHDWorst drop−6.9%11.5% vol

SPYWorst drop−8.9%12.9% vol

IVVWorst drop−8.9%12.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDIVV

+35.3%Year to date+13.4%

2.9%Yield1.1%

+41.6%Past year+13.5%

0.06%Fee0.03%

3–1SCHD wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026