Compare · 3 funds side by side · dividends reinvested

SCHD, SCUS and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,459SCHD · best of the three

02 / 04

SCHD, SCUS and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B1.8

Schwab Ultra-Short Income ETFBonds & Cash · Ultra-short0.14%3.92%+2.9%+3.6%[…][…]−0.2%0.7%$263M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SCHD 2011 · SCUS 2024 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $122B$16,459

SCHD

SCUS

Schwab Ultra-Short Income ETF · $263M[…]

$10,000 five years ago, dividends reinvested

SCHDMeasureSCUS

+33.2%Year to dateJan 1 → Nov 9+2.9%

+39.1%1 yearTotal return+3.6%

+19.6%3 years · per year$10,000 became $17,123 · […][…]

+10.5%5 years · per year$10,000 became $16,459 · […][…]

0.06%Expense ratio$6 · $14 a year on $10k · lower is better0.14%

2.96%Trailing 12-mo yield$296 · $392 a year on $10k3.92%

−6.9%Worst dropSmaller is better−0.2%

11.8%VolatilityLower is calmer0.7%

SCHDSCUS Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs SCUS: Top 5 Holdings

Today

SCHD

21.4%in top 5

SCUS

in top 5[…]

SCHDStockSCUS

4.4%PGnot top 5

4.3%TXNnot top 5

4.3%KOnot top 5

4.3%HDnot top 5

4.1%AMGNnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SCHD vs SCUS Returns, Every Period

SchwabSCHD

+39.1%

past year

SCUSSchwab

+3.6%

past year

SCHDSCUSFaded: behind in that period

2–0SCHD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Income vs Bonds: SCHD vs SCUS

YTD

SchwabSCHD

+33.2%

SCUSSchwab

+2.9%

+33.2%Year to date+2.9%

−6.9%Worst drop · 1Y−0.2%

11.8%Volatility · 1Y0.7%

3.0%Yield3.9%

$122BAssets$263M

3–1SCUS wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHD, SCUS, SGOV

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SGOV0.09%$9

SCUS0.14%$14

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SCHD, SCUS, SGOV

3.92%highest, SCUS

FundTrailing yieldYield$10k

SCUS3.92%$392

SGOV3.63%$363

SCHD2.96%$296

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$378most kept, SCUS

SCUS$392 − $14 = $378

SGOV$363 − $9 = $354

SCHD$296 − $6 = $290

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SCHD, SCUS, SGOV

Today

[…]holdings […]

SCHDSCUSSGOV

SCHD—[…][…]

SCUS[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

SGOVWorst drop0.0%0.2% vol

SCUSWorst drop−0.2%0.7% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCUSSCHD

+2.9%Year to date+33.2%

3.9%Yield3.0%

+3.6%Past year+39.1%

0.14%Fee0.06%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026