Compare · 4 funds side by side · dividends reinvested

SCHD, SHM, SGOV and VIG

SCHDSchwab×SHMSPDR×SGOViShares×VIGVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,267SCHD · best of the four

02 / 04

SCHD, SHM, SGOV and VIG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.9

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.3

Vanguard Dividend Appreciation ETFIncome · Dividend stocks0.04%1.50%+12.1%+14.3%+18.6%+10.2%−7.9%10.8%$109B2.5

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.4%+2.0%+3.4%+1.1%−2.7%1.8%$3.5B3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: SCHD 2011 · SHM 2007 · SGOV 2020 · VIG 2006

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $120B$16,267

SCHD

SHM

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,564

$10,000 five years ago, dividends reinvested

SCHDMeasureSHM

+31.4%Year to dateJan 1 → Nov 6+1.4%

+37.0%1 yearTotal return+2.0%

+20.0%3 years · per year$10,000 became $17,266 · $11,042+3.4%

+10.2%5 years · per year$10,000 became $16,267 · $10,564+1.1%

0.06%Expense ratio$6 · $20 a year on $10k · lower is better0.20%

3.00%Trailing 12-mo yield$300 · $270 a year on $10k2.70%

−6.9%Worst dropSmaller is better−2.7%

11.7%VolatilityLower is calmer1.8%

SCHDSHM Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs SHM: Top 5 Holdings

Today

SCHD

21.4%in top 5

SHM

in top 5[…]

SCHDStockSHM

4.5%PGnot top 5

4.3%HDnot top 5

4.3%TXNnot top 5

4.3%KOnot top 5

4.1%AMGNnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SCHD vs SHM Returns, Every Period

SchwabSCHD

+10.2%

5 years, per year

SHMSPDR

+1.1%

5 years, per year

SCHDSHMFaded: behind in that period

4–0SCHD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Income vs Bonds: SCHD vs SGOV

YTD

SchwabSCHD

+31.4%

SGOViShares

+3.2%

+31.4%Year to date+3.2%

−6.9%Worst drop · 1Y+0.0%

11.7%Volatility · 1Y0.2%

3.0%Yield3.6%

$120BAssets$117B

3–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SCHD, SHM, SGOV, VIG

Today

0.04%lowest, VIG

FundExpense ratioFee$10k

VIG0.04%$4

SCHD0.06%$6

SGOV0.09%$9

SHM0.20%$20

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: SCHD, SHM, SGOV, VIG

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

SCHD3.00%$300

SHM2.70%$270

VIG1.50%$150

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

SCHD$300 − $6 = $294

SHM$270 − $20 = $250

VIG$150 − $4 = $146

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: SCHD, SHM, SGOV, VIG

Today

14.5%most shared, SCHD and VIG

SCHDSHMSGOVVIG

SCHD—[…][…]14.5%

SHM[…]—[…][…]

SGOV[…][…]—[…]

VIG14.5%[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+37.0%SCHD, at 11.7% volatility

SGOVWorst drop0.0%0.2% vol

SHMWorst drop−2.7%1.8% vol

VIGWorst drop−7.9%10.8% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVSCHD

+3.2%Year to date+31.4%

3.6%Yield3.0%

+3.8%Past year+37.0%

0.09%Fee0.06%

3–1SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

DGRO vs VIG

YTD

iSharesDGRO

+16.6%

VIGVanguard

+12.1%

+16.6%Year to date+12.1%

1.9%Yield1.5%

$44.9BAssets$109B

2–0DGRO wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026